For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31905 (Fort Benning, GA) is $1,750 a month. That is up 7.4% from $1,630 in FY 2026. Fort Benning is in the Columbus, GA-AL HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,212. Among 18 ZIP codes in Muscogee County, 31905 has the 3rd-highest two-bedroom rent (county range $1,000–$1,820). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31905 is 65% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 31905
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,340
$1,480
+10.4%
$1,332–$1,628
1BR
$1,410
$1,520
+7.8%
$1,368–$1,672
2BR
$1,630
$1,750
+7.4%
$1,575–$1,925
3BR
$2,160
$2,330
+7.9%
$2,097–$2,563
4BR
$2,550
$2,710
+6.3%
$2,439–$2,981
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 31905
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,480
$1,520
$1,750
$2,330
$2,710
FY 2026
$1,340
$1,410
$1,630
$2,160
$2,550
FY 2025
$1,300
$1,380
$1,630
$2,150
$2,620
FY 2024
$1,250
$1,320
$1,550
$2,060
$2,620
FY 2023
$1,140
$1,230
$1,420
$1,920
$2,420
Two-bedroom rent in nearby Muscogee County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 31905?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,212, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,091 to $1,333 a month; under the ZIP-level Small Area FMR of $1,750 it would be $1,575 to $1,925. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 31905 in?
ZIP 31905 is in the Columbus, GA-AL HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,212.
How much did fair market rent change in ZIP 31905 for FY 2027?
The two-bedroom FMR rose 7.4%, from $1,630 in FY 2026 to $1,750 in FY 2027. Since FY 2023 it has risen 23.2%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set