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32119

ZIPSAFMR
Volusia County, FL

ZIP Investment Score

101Above average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,220
1 BR$1,380$1,460
2 BR$1,700$1,610
3 BR$2,240$2,070
4 BR$2,440$2,340
5 BR$2,806Not available
6 BR$3,227Not available
7 BR$3,711Not available
8 BR$4,268Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,700
Market rentUsed$1,610
Est. payment standard (97%)$1,640
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
0.92
2 BR
1.06
3 BR
1.08
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32119 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32119 (Daytona Beach, FL) is $1,700 a month. That is down 3.4% from $1,760 in FY 2026. Daytona Beach is in the Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,673. Among 46 ZIP codes in Volusia County, 32119 has the 15th-highest two-bedroom rent (county range $1,370–$2,280). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32119 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32119
BedroomsFY 2027Change90–110% range
Studio$1,280+2.4%$1,152–$1,408
1BR$1,380−3.5%$1,242–$1,518
2BR$1,700−3.4%$1,530–$1,870
3BR$2,240−3.4%$2,016–$2,464
4BR$2,440−2.8%$2,196–$2,684

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32119
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,380$1,700$2,240$2,440
FY 2026$1,250$1,430$1,760$2,320$2,510
FY 2025$1,190$1,420$1,740$2,290$2,460
FY 2024$960$1,150$1,410$1,860$1,920
FY 2023$860$1,040$1,280$1,690$1,740

Two-bedroom rent in nearby Volusia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32119
32112$1,530−10.0%
32114$1,610−5.3%
32115$1,670−1.8%
32117$1,740+2.4%
32118$1,550−8.8%
32119Current$1,700—
32120$1,670−1.8%
32121$1,670−1.8%
32122$1,670−1.8%
32124$2,210+30.0%
32125$1,670−1.8%
32126$1,670−1.8%

Questions about ZIP 32119 rents

How much will Section 8 pay for a two-bedroom in ZIP 32119?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,673, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,506 to $1,840 a month; under the ZIP-level Small Area FMR of $1,700 it would be $1,530 to $1,870. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32119 in?

ZIP 32119 is in the Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,673.

How much did fair market rent change in ZIP 32119 for FY 2027?

The two-bedroom FMR fell 3.4%, from $1,760 in FY 2026 to $1,700 in FY 2027. Since FY 2023 it has risen 32.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set