32550
ZIPSAFMR
Walton County, FL
BRFMR
Eff. Rent
0 BR$1,530$1,560
1 BR$1,800$1,980
2 BR$1,970$2,170
3 BR$2,740$2,870
4 BR$3,300$3,630
5 BR$3,795
6 BR$4,364
7 BR$5,019
8 BR$5,772

Purchase Price Calculator

Maximum purchase price
$260,545

Cost breakdown

+Likely effective rent$2,170
HUD FMR$1,970
Market rent$2,740
Est. payment standard (110%)Used$2,170
Estimated payment standard is $2,170 (110% of FMR).
-Principal and interest-$1,317
Loan amount$208,436
Down payment$52,109
Rate6.50%
Term30 years
-Operating costs-$653
Property taxes-$261
Insurance-$175
Utilities$0
HOA$0
Management-$217
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,701(66.6% ROI)
Projected value
$280,578
Current value$260,545
Return breakdown
Property appreciation+$20,033
Loan principal paid down+$7,468
Rental cash flow+$7,200
5-year hold
+$59,555(114.3% ROI)
Projected value
$294,782
Current value$260,545
Return breakdown
Property appreciation+$34,238
Loan principal paid down+$13,317
Rental cash flow+$12,000
10-year hold
+$128,707(247.0% ROI)
Projected value
$333,519
Current value$260,545
Return breakdown
Property appreciation+$72,975
Loan principal paid down+$31,732
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$1,530
Market$1,580
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,377 / 0.87 ratio110% standard$1,683 / 1.07 ratio
0.97
1 BR
1 BR
0.87ratio
FMR$1,800
Market$2,080
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,620 / 0.78 ratio110% standard$1,980 / 0.95 ratio
0.87
2 BR
2 BR
0.72ratio
FMR$1,970
Market$2,740
vs market-$770

FMR is below market; voucher rent may lag private rents.

90% standard$1,773 / 0.65 ratio110% standard$2,167 / 0.79 ratio
0.72
3 BR
3 BR
0.93ratio
FMR$2,740
Market$2,940
vs market-$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,466 / 0.84 ratio110% standard$3,014 / 1.03 ratio
0.93
4 BR
4 BR
0.86ratio
FMR$3,300
Market$3,820
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$2,970 / 0.78 ratio110% standard$3,630 / 0.95 ratio
0.86
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32550 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

32550 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 32550 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,970 and the 4 bedroom fair market rent is $3,300.

Use this page for searches like 32550 FMR, 32550 fair market rent, and 32550 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 32550
Bedroom sizeHUD FMR
Studio$1,530
1 bedroom$1,800
2 bedroom$1,970
3 bedroom$2,740
4 bedroom$3,300