Skip to main content
Loading page
Levy County/Archer/32618

32618

ZIPSAFMR
Levy County, FL
Zillow

ZIP Investment Score

83Below average

095130300
BRFMR
Eff. Rent
0 BR$1,070$1,180
1 BR$1,150$1,270
2 BR$1,350$1,490
3 BR$1,690$1,860
4 BR$1,780$1,960
5 BR$2,047Not available
6 BR$2,354Not available
7 BR$2,707Not available
8 BR$3,113Not available

Purchase Price Calculator

Maximum purchase price
$159,497

Cost breakdown

+Likely effective rent$1,490
HUD FMR$1,350
Market rent$1,750
Est. payment standard (110%)Used$1,490
-Principal and interest-$807
Loan amount$127,598
Down payment$31,899
Rate6.50%
Term30 years
-Operating costs-$483
Property taxes-$159
Insurance-$175
Utilities$0
HOA$0
Management-$149
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,035(75.3% ROI)
Projected value
$171,761
Return breakdown
Property appreciation+$12,264
Loan principal paid down+$4,572
Rental cash flow+$7,200
5-year hold
+$41,111(128.9% ROI)
Projected value
$180,456
Return breakdown
Property appreciation+$20,959
Loan principal paid down+$8,152
Rental cash flow+$12,000
10-year hold
+$88,098(276.2% ROI)
Projected value
$204,170
Return breakdown
Property appreciation+$44,673
Loan principal paid down+$19,425
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.74
1 BR
0.75
2 BR
0.77
3 BR
0.68
4 BR
0.61
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32618 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32618 (Archer, FL) is $1,350 a month. That is down 5.6% from $1,430 in FY 2026. Archer is in the Levy County, FL HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $954. Among 14 ZIP codes in Levy County, 32618 is tied for the 2nd-highest two-bedroom rent (county range $950–$1,850). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32618 is 8% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32618
BedroomsFY 2027Change90–110% range
Studio$1,070+0.9%$963–$1,177
1BR$1,150−2.5%$1,035–$1,265
2BR$1,350−5.6%$1,215–$1,485
3BR$1,690−7.1%$1,521–$1,859
4BR$1,780−5.8%$1,602–$1,958

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32618
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,070$1,150$1,350$1,690$1,780
FY 2026$1,060$1,180$1,430$1,820$1,890
FY 2025$950$1,050$1,260$1,650$1,680
FY 2024$790$870$1,060$1,390$1,470
FY 2023$710$780$940$1,240$1,270

Two-bedroom rent in nearby Levy County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32618
32618Current$1,350—
32621$950−29.6%
32625$1,020−24.4%
32626$990−26.7%
32639$960−28.9%
32644$950−29.6%
32668$1,240−8.1%
32669$1,850+37.0%
32683$990−26.7%
32693$1,3500.0%
32696$1,3500.0%
34431$1,240−8.1%

Questions about ZIP 32618 rents

How much will Section 8 pay for a two-bedroom in ZIP 32618?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $954, which applies unless the housing authority uses Small Area FMRs, that basic range is $859 to $1,049 a month; under the ZIP-level Small Area FMR of $1,350 it would be $1,215 to $1,485. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32618 in?

ZIP 32618 is in the Levy County, FL HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $954.

How much did fair market rent change in ZIP 32618 for FY 2027?

The two-bedroom FMR fell 5.6%, from $1,430 in FY 2026 to $1,350 in FY 2027. Since FY 2023 it has risen 43.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentArcher, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources