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Charlotte County/Port Charlotte/33952

33952

ZIPSAFMR
Charlotte County, FL
Zillow

ZIP Investment Score

93Below average

095130300
BRFMR
Eff. Rent
0 BR$1,050$1,160
1 BR$1,140$1,250
2 BR$1,490$1,570
3 BR$2,020$1,870
4 BR$2,420$2,070
5 BR$2,783Not available
6 BR$3,200Not available
7 BR$3,681Not available
8 BR$4,233Not available

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMR$1,490
Market rent$1,610
Est. payment standard (105%)Used$1,570
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.83
1 BR
0.85
2 BR
0.93
3 BR
1.08
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33952 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33952 (Port Charlotte, FL) is $1,490 a month. That is up 8.0% from $1,380 in FY 2026. Port Charlotte is in the Punta Gorda, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,575. Among 21 ZIP codes in Charlotte County, 33952 has the 15th-highest two-bedroom rent (county range $1,330–$2,130). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33952 is 1% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33952
BedroomsFY 2027Change90–110% range
Studio$1,050−3.7%$945–$1,155
1BR$1,140+3.6%$1,026–$1,254
2BR$1,490+8.0%$1,341–$1,639
3BR$2,020+5.2%$1,818–$2,222
4BR$2,420+11.0%$2,178–$2,662

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33952
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,140$1,490$2,020$2,420
FY 2026$1,090$1,100$1,380$1,920$2,180
FY 2025$1,080$1,090$1,370$1,920$2,110
FY 2024$1,020$1,050$1,290$1,820$2,160
FY 2023$930$1,020$1,270$1,800$2,160

Two-bedroom rent in nearby Charlotte County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33952
33938$1,580+6.0%
33946$1,390−6.7%
33947$1,660+11.4%
33948$1,660+11.4%
33949$1,580+6.0%
33950$1,540+3.4%
33951$1,580+6.0%
33952Current$1,490—
33953$2,050+37.6%
33954$2,130+43.0%
33955$1,820+22.1%
33980$1,430−4.0%

Questions about ZIP 33952 rents

How much will Section 8 pay for a two-bedroom in ZIP 33952?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,575, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,418 to $1,733 a month; under the ZIP-level Small Area FMR of $1,490 it would be $1,341 to $1,639. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33952 in?

ZIP 33952 is in the Punta Gorda, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,575.

How much did fair market rent change in ZIP 33952 for FY 2027?

The two-bedroom FMR rose 8.0%, from $1,380 in FY 2026 to $1,490 in FY 2027. Since FY 2023 it has risen 17.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPort Charlotte, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources