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St. Lucie County/Port Saint Lucie/34952

34952

ZIPSAFMR
St. Lucie County, FL
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,850$1,770
1 BR$1,860$1,830
2 BR$2,240$2,030
3 BR$3,030$2,390
4 BR$3,170$2,740
5 BR$3,645Not available
6 BR$4,192Not available
7 BR$4,821Not available
8 BR$5,544Not available

Purchase Price Calculator

Maximum purchase price
$239,741

Cost breakdown

+Likely effective rent$2,030
HUD FMR$2,240
Market rentUsed$2,030
Est. payment standard (94%)$2,100
-Principal and interest-$1,212
Loan amount$191,793
Down payment$47,948
Rate6.50%
Term30 years
-Operating costs-$618
Property taxes-$240
Insurance-$175
Utilities$0
HOA$0
Management-$203
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,505(67.8% ROI)
Projected value
$258,174
Return breakdown
Property appreciation+$18,434
Loan principal paid down+$6,871
Rental cash flow+$7,200
5-year hold
+$55,758(116.3% ROI)
Projected value
$271,245
Return breakdown
Property appreciation+$31,504
Loan principal paid down+$12,254
Rental cash flow+$12,000
10-year hold
+$120,346(251.0% ROI)
Projected value
$306,888
Return breakdown
Property appreciation+$67,148
Loan principal paid down+$29,198
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
1.02
2 BR
1.10
3 BR
1.27
4 BR
1.16
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34952 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34952 (Port Saint Lucie, FL) is $2,240 a month. That is up 19.1% from $1,880 in FY 2026. Port Saint Lucie is in the Port St. Lucie, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,069. Among 23 ZIP codes in St. Lucie County, 34952 has the 6th-highest two-bedroom rent (county range $1,370–$2,890). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34952 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34952
BedroomsFY 2027Change90–110% range
Studio$1,850+18.6%$1,665–$2,035
1BR$1,860+18.5%$1,674–$2,046
2BR$2,240+19.1%$2,016–$2,464
3BR$3,030+17.0%$2,727–$3,333
4BR$3,170+14.9%$2,853–$3,487

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34952
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,850$1,860$2,240$3,030$3,170
FY 2026$1,560$1,570$1,880$2,590$2,760
FY 2025$1,450$1,510$1,800$2,500$2,720
FY 2024$1,410$1,420$1,740$2,410$2,690
FY 2023$1,270$1,280$1,610$2,170$2,500

Two-bedroom rent in nearby St. Lucie County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34952
34945$1,760−21.4%
34946$1,590−29.0%
34947$1,640−26.8%
34948$2,070−7.6%
34949$2,120−5.4%
34950$1,590−29.0%
34951$1,660−25.9%
34952Current$2,240—
34953$2,690+20.1%
34954$2,070−7.6%
34957$2,150−4.0%
34972$1,370−38.8%

Questions about ZIP 34952 rents

How much will Section 8 pay for a two-bedroom in ZIP 34952?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,069, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,862 to $2,276 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34952 in?

ZIP 34952 is in the Port St. Lucie, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,069.

How much did fair market rent change in ZIP 34952 for FY 2027?

The two-bedroom FMR rose 19.1%, from $1,880 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 39.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPort Saint Lucie, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources