35950
ZIPSAFMR
Marshall County, AL
BRFMR
Eff. Rent
0 BR$640$700
1 BR$640$700
2 BR$840$920
3 BR$1,160$1,280
4 BR$1,160$1,280
5 BR$1,334
6 BR$1,534
7 BR$1,764
8 BR$2,029

Purchase Price Calculator

Maximum purchase price
$74,795

Cost breakdown

+Likely effective rent$920
HUD FMR$840
Market rent$1,580
Est. payment standard (110%)Used$920
Estimated payment standard is $920 (110% of FMR).
-Principal and interest-$378
Loan amount$59,836
Down payment$14,959
Rate6.50%
Term30 years
-Operating costs-$342
Property taxes-$75
Insurance-$175
Utilities$0
HOA$0
Management-$92
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,095(100.9% ROI)
Projected value
$80,546
Current value$74,795
Return breakdown
Property appreciation+$5,751
Loan principal paid down+$2,144
Rental cash flow+$7,200
5-year hold
+$25,652(171.5% ROI)
Projected value
$84,624
Current value$74,795
Return breakdown
Property appreciation+$9,829
Loan principal paid down+$3,823
Rental cash flow+$12,000
10-year hold
+$54,058(361.4% ROI)
Projected value
$95,744
Current value$74,795
Return breakdown
Property appreciation+$20,949
Loan principal paid down+$9,109
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.45ratio
FMR$640
Market$1,410
vs market-$770

FMR is below market; voucher rent may lag private rents.

0.45
1 BR
1 BR
0.43ratio
FMR$640
Market$1,480
vs market-$840

FMR is below market; voucher rent may lag private rents.

0.43
2 BR
2 BR
0.53ratio
FMR$840
Market$1,580
vs market-$740

FMR is below market; voucher rent may lag private rents.

0.53
3 BR
3 BR
0.71ratio
FMR$1,160
Market$1,630
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$1,044 / 0.64 ratio110% standard$1,276 / 0.78 ratio
0.71
4 BR
4 BR
0.68ratio
FMR$1,160
Market$1,710
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,044 / 0.61 ratio110% standard$1,276 / 0.75 ratio
0.68
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35950 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

35950 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 35950 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $840 and the 4 bedroom fair market rent is $1,160.

Use this page for searches like 35950 FMR, 35950 fair market rent, and 35950 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 35950
Bedroom sizeHUD FMR
Studio$640
1 bedroom$640
2 bedroom$840
3 bedroom$1,160
4 bedroom$1,160