36113
ZIPSAFMR
Montgomery County, AL
BRFMR
Eff. Rent
0 BR$1,290$760
1 BR$1,300$810
2 BR$1,520$880
3 BR$1,950$1,270
4 BR$2,300$1,710
5 BR$2,645
6 BR$3,042
7 BR$3,498
8 BR$4,023

Purchase Price Calculator

Maximum purchase price
$68,851

Cost breakdown

+Likely effective rent$880
HUD FMR$1,520
Market rentUsed$880
Est. payment standard (90%)$1,370
Market rent is below the inferred standard ($1,370, 90% of FMR).
-Principal and interest-$348
Loan amount$55,081
Down payment$13,770
Rate6.50%
Term30 years
-Operating costs-$332
Property taxes-$69
Insurance-$175
Utilities$0
HOA$0
Management-$88
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,467(105.1% ROI)
Projected value
$74,145
Current value$68,851
Return breakdown
Property appreciation+$5,294
Loan principal paid down+$1,973
Rental cash flow+$7,200
5-year hold
+$24,567(178.4% ROI)
Projected value
$77,899
Current value$68,851
Return breakdown
Property appreciation+$9,048
Loan principal paid down+$3,519
Rental cash flow+$12,000
10-year hold
+$51,670(375.2% ROI)
Projected value
$88,135
Current value$68,851
Return breakdown
Property appreciation+$19,284
Loan principal paid down+$8,385
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.70ratio
FMR$1,290
Market$760
vs market+$530

FMR is above market; underwrite to market rent.

1.70
1 BR
1 BR
1.60ratio
FMR$1,300
Market$810
vs market+$490

FMR is above market; underwrite to market rent.

1.60
2 BR
2 BR
1.73ratio
FMR$1,520
Market$880
vs market+$640

FMR is above market; underwrite to market rent.

1.73
3 BR
3 BR
1.54ratio
FMR$1,950
Market$1,270
vs market+$680

FMR is above market; underwrite to market rent.

90% standard$1,755 / 1.38 ratio110% standard$2,145 / 1.69 ratio
1.54
4 BR
4 BR
1.35ratio
FMR$2,300
Market$1,710
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$2,070 / 1.21 ratio110% standard$2,530 / 1.48 ratio
1.35
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 36113 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

36113 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 36113 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,520 and the 4 bedroom fair market rent is $2,300.

Use this page for searches like 36113 FMR, 36113 fair market rent, and 36113 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 36113
Bedroom sizeHUD FMR
Studio$1,290
1 bedroom$1,300
2 bedroom$1,520
3 bedroom$1,950
4 bedroom$2,300