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Baldwin County/Daphne/36526

36526

ZIPSAFMR
Baldwin County, AL
Zillow

ZIP Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$1,320$940
1 BR$1,470$1,210
2 BR$1,600$1,640
3 BR$2,070$1,850
4 BR$2,620$2,280
5 BR$3,013Not available
6 BR$3,465Not available
7 BR$3,985Not available
8 BR$4,582Not available

Purchase Price Calculator

Maximum purchase price
$181,787

Cost breakdown

+Likely effective rent$1,640
HUD FMR$1,600
Market rent$1,660
Est. payment standard (102%)Used$1,640
-Principal and interest-$919
Loan amount$145,429
Down payment$36,357
Rate6.50%
Term30 years
-Operating costs-$521
Property taxes-$182
Insurance-$175
Utilities$0
HOA$0
Management-$164
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,388(72.6% ROI)
Projected value
$195,765
Return breakdown
Property appreciation+$13,978
Loan principal paid down+$5,210
Rental cash flow+$7,200
5-year hold
+$45,180(124.3% ROI)
Projected value
$205,675
Return breakdown
Property appreciation+$23,888
Loan principal paid down+$9,292
Rental cash flow+$12,000
10-year hold
+$97,056(266.9% ROI)
Projected value
$232,703
Return breakdown
Property appreciation+$50,916
Loan principal paid down+$22,140
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.40
1 BR
1.21
2 BR
0.96
3 BR
1.12
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 36526 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 36526 (Daphne, AL) is $1,600 a month. That is up 5.3% from $1,520 in FY 2026. Daphne is in the Daphne-Fairhope-Foley, AL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,434. Among 37 ZIP codes in Baldwin County, 36526 has the 6th-highest two-bedroom rent (county range $920–$1,680). The median county two-bedroom FMR in Alabama is $975, so ZIP 36526 is 64% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 36526
BedroomsFY 2027Change90–110% range
Studio$1,320+6.5%$1,188–$1,452
1BR$1,470+8.1%$1,323–$1,617
2BR$1,600+5.3%$1,440–$1,760
3BR$2,070+8.4%$1,863–$2,277
4BR$2,620+6.9%$2,358–$2,882

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 36526
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,320$1,470$1,600$2,070$2,620
FY 2026$1,240$1,360$1,520$1,910$2,450
FY 2025$1,090$1,170$1,400$1,740$2,220
FY 2024$1,190$1,190$1,540$1,890$2,390
FY 2023$1,050$1,050$1,370$1,740$2,240

Two-bedroom rent in nearby Baldwin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 36526
36511$1,390−13.1%
36522$980−38.7%
36524$920−42.5%
36525$1,080−32.5%
36526Current$1,600—
36527$1,630+1.9%
36530$1,230−23.1%
36532$1,680+5.0%
36533$1,430−10.6%
36535$1,320−17.5%
36536$1,430−10.6%
36540$920−42.5%

Questions about ZIP 36526 rents

How much will Section 8 pay for a two-bedroom in ZIP 36526?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,434, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,291 to $1,577 a month; under the ZIP-level Small Area FMR of $1,600 it would be $1,440 to $1,760. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 36526 in?

ZIP 36526 is in the Daphne-Fairhope-Foley, AL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,434.

How much did fair market rent change in ZIP 36526 for FY 2027?

The two-bedroom FMR rose 5.3%, from $1,520 in FY 2026 to $1,600 in FY 2027. Since FY 2023 it has risen 16.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDaphne, AL fair market rentAL statewide rentsWhat is SAFMR?Data sources