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Mobile County/Saraland/36571

36571

ZIPSAFMR
Mobile County, AL
Zillow

ZIP Investment Score

97Above average

095130300
BRFMR
Eff. Rent
0 BR$940$1,010
1 BR$980$990
2 BR$1,140$1,250
3 BR$1,480$1,630
4 BR$1,570$1,730
5 BR$1,805Not available
6 BR$2,076Not available
7 BR$2,388Not available
8 BR$2,746Not available

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMR$1,140
Market rent$1,480
Est. payment standard (110%)Used$1,250
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.99
2 BR
0.77
3 BR
0.87
4 BR
0.85
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 36571 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 36571 (Saraland, AL) is $1,140 a month. That is up 5.6% from $1,080 in FY 2026. Saraland is in the Mobile, AL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 45 ZIP codes in Mobile County, 36571 is tied for the 15th-highest two-bedroom rent (county range $920–$1,710). The median county two-bedroom FMR in Alabama is $975, so ZIP 36571 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 36571
BedroomsFY 2027Change90–110% range
Studio$940+10.6%$846–$1,034
1BR$980+6.5%$882–$1,078
2BR$1,140+5.6%$1,026–$1,254
3BR$1,480+5.0%$1,332–$1,628
4BR$1,570+9.0%$1,413–$1,727

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 36571
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$940$980$1,140$1,480$1,570
FY 2026$850$920$1,080$1,410$1,440
FY 2025$780$870$1,050$1,380$1,410
FY 2024$790$860$1,060$1,400$1,440
FY 2023$730$790$980$1,310$1,390

Two-bedroom rent in nearby Mobile County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 36571
36541$1,030−9.6%
36544$920−19.3%
36568$1,000−12.3%
36571Current$1,140—
36572$1,380+21.1%
36575$1,210+6.1%
36582$1,000−12.3%
36587$1,120−1.8%
36590$1,1400.0%
36601$1,1400.0%
36602$1,130−0.9%
36603$920−19.3%

Questions about ZIP 36571 rents

How much will Section 8 pay for a two-bedroom in ZIP 36571?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,140, that basic range is $1,026 to $1,254 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 36571 in?

ZIP 36571 is in the Mobile, AL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 36571 for FY 2027?

The two-bedroom FMR rose 5.6%, from $1,080 in FY 2026 to $1,140 in FY 2027. Since FY 2023 it has risen 16.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSaraland, AL fair market rentAL statewide rentsWhat is SAFMR?Data sources