37660
ZIPSAFMR
Hawkins County, TN
BRFMR
Eff. Rent
0 BR$760$840
1 BR$860$950
2 BR$1,100$1,210
3 BR$1,410$1,550
4 BR$1,540$1,690
5 BR$1,771
6 BR$2,037
7 BR$2,342
8 BR$2,693

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,300
Est. payment standard (110%)Used$1,210
Estimated payment standard is $1,210 (110% of FMR).
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Current value$117,889
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Current value$117,889
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Current value$117,889
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.75ratio
FMR$760
Market$1,010
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$684 / 0.68 ratio110% standard$836 / 0.83 ratio
0.75
1 BR
1 BR
0.72ratio
FMR$860
Market$1,190
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$774 / 0.65 ratio110% standard$946 / 0.79 ratio
0.72
2 BR
2 BR
0.85ratio
FMR$1,100
Market$1,300
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$990 / 0.76 ratio110% standard$1,210 / 0.93 ratio
0.85
3 BR
3 BR
0.73ratio
FMR$1,410
Market$1,930
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.66 ratio110% standard$1,551 / 0.80 ratio
0.73
4 BR
4 BR
0.77ratio
FMR$1,540
Market$2,000
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$1,386 / 0.69 ratio110% standard$1,694 / 0.85 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 37660 (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

37660 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 37660 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,100 and the 4 bedroom fair market rent is $1,540.

Use this page for searches like 37660 FMR, 37660 fair market rent, and 37660 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 37660
Bedroom sizeHUD FMR
Studio$760
1 bedroom$860
2 bedroom$1,100
3 bedroom$1,410
4 bedroom$1,540