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Jasper County/Laurel/39443

39443

ZIPSAFMR
Jasper County, MS
Zillow

ZIP Investment Score

87Below average

095130300
BRFMR
Eff. Rent
0 BR$690$760
1 BR$700$770
2 BR$910$1,000
3 BR$1,090$1,200
4 BR$1,420$1,410
5 BR$1,633Not available
6 BR$1,878Not available
7 BR$2,160Not available
8 BR$2,484Not available

Purchase Price Calculator

Maximum purchase price
$86,683

Cost breakdown

+Likely effective rent$1,000
HUD FMR$910
Market rent$1,260
Est. payment standard (110%)Used$1,000
-Principal and interest-$438
Loan amount$69,346
Down payment$17,337
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,350(94.3% ROI)
Projected value
$93,348
Return breakdown
Property appreciation+$6,665
Loan principal paid down+$2,485
Rental cash flow+$7,200
5-year hold
+$27,821(160.5% ROI)
Projected value
$98,074
Return breakdown
Property appreciation+$11,391
Loan principal paid down+$4,431
Rental cash flow+$12,000
10-year hold
+$58,836(339.4% ROI)
Projected value
$110,962
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$10,557
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.62
2 BR
0.72
3 BR
0.81
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 39443 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 39443 (Laurel, MS) is $910 a month. That is up 2.2% from $890 in FY 2026. Laurel is in the Jasper County, MS non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $905. Among 16 ZIP codes in Jasper County, 39443 is tied for the 9th-highest two-bedroom rent (county range $910–$1,190).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 39443
BedroomsFY 2027Change90–110% range
Studio$690−1.4%$621–$759
1BR$7000.0%$630–$770
2BR$910+2.2%$819–$1,001
3BR$1,090−2.7%$981–$1,199
4BR$1,420+16.4%$1,278–$1,562

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 39443
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$690$700$910$1,090$1,420
FY 2026$700$700$890$1,120$1,220
FY 2025$740$740$960$1,160$1,310
FY 2024area FMR$738$742$903$1,190$1,203
FY 2023area FMR$608$611$766$997$1,029

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Jasper County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 39443
39338$920+1.1%
39345$9100.0%
39347$9100.0%
39348$9100.0%
39356$1,010+11.0%
39366$940+3.3%
39422$9100.0%
39439$940+3.3%
39443Current$910—
39477$9100.0%
39480$1,010+11.0%
39481$1,110+22.0%

Questions about ZIP 39443 rents

How much will Section 8 pay for a two-bedroom in ZIP 39443?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $905, which applies unless the housing authority uses Small Area FMRs, that basic range is $815 to $996 a month; under the ZIP-level Small Area FMR of $910 it would be $819 to $1,001. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 39443 in?

ZIP 39443 is in the Jasper County, MS non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $905.

How much did fair market rent change in ZIP 39443 for FY 2027?

The two-bedroom FMR rose 2.2%, from $890 in FY 2026 to $910 in FY 2027. Since FY 2025 it has fallen 5.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLaurel, MS fair market rentMS statewide rentsWhat is SAFMR?Data sources