40110
ZIPSAFMR
Bullitt County, KY
BRFMR
Eff. Rent
0 BR$870$960
1 BR$920$1,010
2 BR$1,140$1,250
3 BR$1,470$1,620
4 BR$1,730$1,790
5 BR$1,989
6 BR$2,288
7 BR$2,631
8 BR$3,026

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMR$1,140
Market rent$1,690
Est. payment standard (110%)Used$1,250
Estimated payment standard is $1,250 (110% of FMR).
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Current value$123,833
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Current value$123,833
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Current value$123,833
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.55ratio
FMR$870
Market$1,590
vs market-$720

FMR is below market; voucher rent may lag private rents.

90% standard$783 / 0.49 ratio110% standard$957 / 0.60 ratio
0.55
1 BR
1 BR
0.56ratio
FMR$920
Market$1,630
vs market-$710

FMR is below market; voucher rent may lag private rents.

90% standard$828 / 0.51 ratio110% standard$1,012 / 0.62 ratio
0.56
2 BR
2 BR
0.67ratio
FMR$1,140
Market$1,690
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,026 / 0.61 ratio110% standard$1,254 / 0.74 ratio
0.67
3 BR
3 BR
0.85ratio
FMR$1,470
Market$1,720
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,323 / 0.77 ratio110% standard$1,617 / 0.94 ratio
0.85
4 BR
4 BR
0.95ratio
FMR$1,730
Market$1,820
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,557 / 0.86 ratio110% standard$1,903 / 1.05 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40110 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

40110 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 40110 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,140 and the 4 bedroom fair market rent is $1,730.

Use this page for searches like 40110 FMR, 40110 fair market rent, and 40110 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 40110
Bedroom sizeHUD FMR
Studio$870
1 bedroom$920
2 bedroom$1,140
3 bedroom$1,470
4 bedroom$1,730