40292
ZIPFMR
Jefferson County, KY
BRFMR
Eff. Rent
0 BR$966$890
1 BR$1,047$1,047
2 BR$1,272$1,272
3 BR$1,625$1,625
4 BR$1,891$1,891
5 BR$2,175
6 BR$2,501
7 BR$2,876
8 BR$3,307

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.09ratio
FMR$966
Market$890
vs market+$76

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
1 BR
1 BR
0.90ratio
FMR$1,047
Market$1,160
vs market-$113

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
2 BR
2 BR
0.96ratio
FMR$1,272
Market$1,320
vs market-$48

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
3 BR
3 BR
0.95ratio
FMR$1,625
Market$1,710
vs market-$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
4 BR
4 BR
0.88ratio
FMR$1,891
Market$2,140
vs market-$249

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$127,102
Rent
$1,272
Down payment
$25,420
Loan
$101,682
Mortgage
$643
Expenses
$429
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40292 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.