40339
ZIPSAFMR
Jessamine County, KY
BRFMR
Eff. Rent
0 BR$820$900
1 BR$1,000$1,100
2 BR$1,180$1,300
3 BR$1,610$1,770
4 BR$1,790$1,970
5 BR$2,059
6 BR$2,367
7 BR$2,722
8 BR$3,131

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,180
Market rent$1,820
Est. payment standard (110%)Used$1,300
Estimated payment standard is $1,300 (110% of FMR).
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Current value$131,263
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Current value$131,263
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Current value$131,263
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.48ratio
FMR$820
Market$1,710
vs market-$890

FMR is below market; voucher rent may lag private rents.

0.48
1 BR
1 BR
0.60ratio
FMR$1,000
Market$1,660
vs market-$660

FMR is below market; voucher rent may lag private rents.

90% standard$900 / 0.54 ratio110% standard$1,100 / 0.66 ratio
0.60
2 BR
2 BR
0.65ratio
FMR$1,180
Market$1,820
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$1,062 / 0.58 ratio110% standard$1,298 / 0.71 ratio
0.65
3 BR
3 BR
0.82ratio
FMR$1,610
Market$1,970
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,449 / 0.74 ratio110% standard$1,771 / 0.90 ratio
0.82
4 BR
4 BR
0.81ratio
FMR$1,790
Market$2,220
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,611 / 0.73 ratio110% standard$1,969 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40339 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

40339 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 40339 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,180 and the 4 bedroom fair market rent is $1,790.

Use this page for searches like 40339 FMR, 40339 fair market rent, and 40339 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 40339
Bedroom sizeHUD FMR
Studio$820
1 bedroom$1,000
2 bedroom$1,180
3 bedroom$1,610
4 bedroom$1,790