Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 41081 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 41081 (Plummers Landing, KY) is $910 a month. That is up 4.6% from $870 in FY 2026. Plummers Landing is in the Fleming County, KY non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $909. Among 10 ZIP codes in Fleming County, 41081 is tied for the 8th-highest two-bedroom rent (county range $910–$1,020). The median county two-bedroom FMR in Kentucky is $925, so ZIP 41081 is 2% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 41081
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$620
$650
+4.8%
$585–$715
1BR
$710
$700
−1.4%
$630–$770
2BR
$870
$910
+4.6%
$819–$1,001
3BR
$1,150
$1,130
−1.7%
$1,017–$1,243
4BR
$1,150
$1,200
+4.3%
$1,080–$1,320
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 41081
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$650
$700
$910
$1,130
$1,200
FY 2026
$620
$710
$870
$1,150
$1,150
FY 2025
$630
$740
$870
$1,150
$1,150
FY 2024area FMR
$616
$729
$850
$1,100
$1,229
FY 2023area FMR
$538
$619
$742
$927
$1,201
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Fleming County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 41081?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $909, which applies unless the housing authority uses Small Area FMRs, that basic range is $818 to $1,000 a month; under the ZIP-level Small Area FMR of $910 it would be $819 to $1,001. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 41081 in?
ZIP 41081 is in the Fleming County, KY non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $909.
How much did fair market rent change in ZIP 41081 for FY 2027?
The two-bedroom FMR rose 4.6%, from $870 in FY 2026 to $910 in FY 2027. Since FY 2025 it has risen 4.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set