42141
ZIPSAFMR
Metcalfe County, KY
BRFMR
Eff. Rent
0 BR$700$760
1 BR$700$760
2 BR$920$830
3 BR$1,170$1,030
4 BR$1,360$1,150
5 BR$1,564
6 BR$1,799
7 BR$2,068
8 BR$2,379

Purchase Price Calculator

Maximum purchase price
$61,421

Cost breakdown

+Likely effective rent$830
HUD FMR$920
Market rentUsed$830
Est. payment standard (94%)$860
Market rent is below the inferred standard ($860, 94% of FMR).
-Principal and interest-$311
Loan amount$49,137
Down payment$12,284
Rate6.50%
Term30 years
-Operating costs-$319
Property taxes-$61
Insurance-$175
Utilities$0
HOA$0
Management-$83
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,683(111.4% ROI)
Projected value
$66,144
Current value$61,421
Return breakdown
Property appreciation+$4,723
Loan principal paid down+$1,760
Rental cash flow+$7,200
5-year hold
+$23,211(188.9% ROI)
Projected value
$69,492
Current value$61,421
Return breakdown
Property appreciation+$8,071
Loan principal paid down+$3,139
Rental cash flow+$12,000
10-year hold
+$48,684(396.3% ROI)
Projected value
$78,624
Current value$61,421
Return breakdown
Property appreciation+$17,203
Loan principal paid down+$7,481
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.89ratio
FMR$700
Market$790
vs market-$90

FMR is below market; voucher rent may lag private rents.

90% standard$630 / 0.80 ratio110% standard$770 / 0.97 ratio
0.89
1 BR
1 BR
0.89ratio
FMR$700
Market$790
vs market-$90

FMR is below market; voucher rent may lag private rents.

90% standard$630 / 0.80 ratio110% standard$770 / 0.97 ratio
0.89
2 BR
2 BR
1.11ratio
FMR$920
Market$830
vs market+$90

FMR is above market; underwrite to market rent.

90% standard$828 / 1.00 ratio110% standard$1,012 / 1.22 ratio
1.11
3 BR
3 BR
1.14ratio
FMR$1,170
Market$1,030
vs market+$140

FMR is above market; underwrite to market rent.

90% standard$1,053 / 1.02 ratio110% standard$1,287 / 1.25 ratio
1.14
4 BR
4 BR
1.18ratio
FMR$1,360
Market$1,150
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,224 / 1.06 ratio110% standard$1,496 / 1.30 ratio
1.18
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 42141 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

42141 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 42141 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $920 and the 4 bedroom fair market rent is $1,360.

Use this page for searches like 42141 FMR, 42141 fair market rent, and 42141 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 42141
Bedroom sizeHUD FMR
Studio$700
1 bedroom$700
2 bedroom$920
3 bedroom$1,170
4 bedroom$1,360