Skip to main content
Loading page
Todd County/Russellville/42276

42276

ZIPSAFMR
Todd County, KY
Zillow

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$680$750
1 BR$790$870
2 BR$950$1,040
3 BR$1,270$1,140
4 BR$1,330$1,220
5 BR$1,529Not available
6 BR$1,759Not available
7 BR$2,023Not available
8 BR$2,326Not available

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMR$950
Market rent$1,090
Est. payment standard (110%)Used$1,040
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.70
1 BR
0.80
2 BR
0.87
3 BR
1.11
4 BR
1.09
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 42276 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 42276 (Russellville, KY) is $950 a month. That is up 3.3% from $920 in FY 2026. Russellville is in the Todd County, KY non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,054. Among 13 ZIP codes in Todd County, 42276 has the 10th-highest two-bedroom rent (county range $910–$1,220). The median county two-bedroom FMR in Kentucky is $925, so ZIP 42276 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 42276
BedroomsFY 2027Change90–110% range
Studio$680+1.5%$612–$748
1BR$790+9.7%$711–$869
2BR$950+3.3%$855–$1,045
3BR$1,270+2.4%$1,143–$1,397
4BR$1,330+0.8%$1,197–$1,463

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 42276
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$680$790$950$1,270$1,330
FY 2026$670$720$920$1,240$1,320
FY 2025$660$690$900$1,210$1,460
FY 2024$640$650$850$1,200$1,440
FY 2023$560$560$740$1,050$1,110

Two-bedroom rent in nearby Todd County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 42276
42216$1,050+10.5%
42220$1,220+28.4%
42221$1,050+10.5%
42234$1,110+16.8%
42240$1,220+28.4%
42256$910−4.2%
42265$990+4.2%
42266$1,220+28.4%
42276Current$950—
42280$970+2.1%
42286$1,220+28.4%
42345$930−2.1%

Questions about ZIP 42276 rents

How much will Section 8 pay for a two-bedroom in ZIP 42276?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,054, which applies unless the housing authority uses Small Area FMRs, that basic range is $949 to $1,159 a month; under the ZIP-level Small Area FMR of $950 it would be $855 to $1,045. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 42276 in?

ZIP 42276 is in the Todd County, KY non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,054.

How much did fair market rent change in ZIP 42276 for FY 2027?

The two-bedroom FMR rose 3.3%, from $920 in FY 2026 to $950 in FY 2027. Since FY 2023 it has risen 28.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRussellville, KY fair market rentKY statewide rentsWhat is SAFMR?Data sources