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Defiance County/Bryan/43506

43506

ZIPSAFMR
Defiance County, OH
Zillow

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$760$730
1 BR$790$750
2 BR$1,010$750
3 BR$1,300$780
4 BR$1,330$820
5 BR$1,529Not available
6 BR$1,759Not available
7 BR$2,023Not available
8 BR$2,326Not available

Purchase Price Calculator

Maximum purchase price
$49,533

Cost breakdown

+Likely effective rent$750
HUD FMR$1,010
Market rentUsed$750
Est. payment standard (90%)$910
-Principal and interest-$250
Loan amount$39,627
Down payment$9,907
Rate6.50%
Term30 years
-Operating costs-$300
Property taxes-$50
Insurance-$175
Utilities$0
HOA$0
Management-$75
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,428(125.5% ROI)
Projected value
$53,342
Return breakdown
Property appreciation+$3,809
Loan principal paid down+$1,420
Rental cash flow+$7,200
5-year hold
+$21,041(212.4% ROI)
Projected value
$56,042
Return breakdown
Property appreciation+$6,509
Loan principal paid down+$2,532
Rental cash flow+$12,000
10-year hold
+$43,906(443.2% ROI)
Projected value
$63,407
Return breakdown
Property appreciation+$13,873
Loan principal paid down+$6,033
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
1.05
2 BR
1.35
3 BR
1.67
4 BR
1.62
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 43506 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 43506 (Bryan, OH) is $1,010 a month. That is up 3.1% from $980 in FY 2026. Bryan is in the Defiance County, OH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,017. Among 16 ZIP codes in Defiance County, 43506 has the 7th-highest two-bedroom rent (county range $1,000–$1,080). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 43506 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 43506
BedroomsFY 2027Change90–110% range
Studio$760+2.7%$684–$836
1BR$790+2.6%$711–$869
2BR$1,010+3.1%$909–$1,111
3BR$1,300+6.6%$1,170–$1,430
4BR$1,330+2.3%$1,197–$1,463

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 43506
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$760$790$1,010$1,300$1,330
FY 2026$740$770$980$1,220$1,300
FY 2025$610$730$890$1,120$1,180
FY 2024area FMR$642$667$876$1,171$1,231
FY 2023area FMR$626$631$831$1,117$1,180

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Defiance County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 43506
43506Current$1,010—
43512$1,040+3.0%
43517$1,000−1.0%
43519$1,080+6.9%
43520$1,020+1.0%
43526$1,000−1.0%
43527$1,000−1.0%
43530$1,020+1.0%
43536$1,000−1.0%
43545$1,020+1.0%
43548$1,070+5.9%
43549$1,000−1.0%

Questions about ZIP 43506 rents

How much will Section 8 pay for a two-bedroom in ZIP 43506?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,017, which applies unless the housing authority uses Small Area FMRs, that basic range is $915 to $1,119 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 43506 in?

ZIP 43506 is in the Defiance County, OH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,017.

How much did fair market rent change in ZIP 43506 for FY 2027?

The two-bedroom FMR rose 3.1%, from $980 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 13.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBryan, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources