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Coshocton County/Killbuck/44637

44637

ZIPSAFMR
Coshocton County, OH
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$790$790
1 BR$820$820
2 BR$1,050$1,050
3 BR$1,310$1,310
4 BR$1,470$1,470
5 BR$1,690Not available
6 BR$1,944Not available
7 BR$2,236Not available
8 BR$2,571Not available

Purchase Price Calculator

Maximum purchase price
$94,113

Cost breakdown

+Likely effective rent$1,050
HUD FMRUsed$1,050
Market rentN/A
Est. payment standardN/A
-Principal and interest-$476
Loan amount$75,290
Down payment$18,823
Rate6.50%
Term30 years
-Operating costs-$374
Property taxes-$94
Insurance-$175
Utilities$0
HOA$0
Management-$105
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,134(91.0% ROI)
Projected value
$101,349
Return breakdown
Property appreciation+$7,236
Loan principal paid down+$2,697
Rental cash flow+$7,200
5-year hold
+$29,178(155.0% ROI)
Projected value
$106,480
Return breakdown
Property appreciation+$12,367
Loan principal paid down+$4,810
Rental cash flow+$12,000
10-year hold
+$61,822(328.4% ROI)
Projected value
$120,473
Return breakdown
Property appreciation+$26,360
Loan principal paid down+$11,462
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 44637 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 44637 (Killbuck, OH) is $1,050 a month. That is down 1.9% from $1,070 in FY 2026. Killbuck is in the Coshocton County, OH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,003. Among 18 ZIP codes in Coshocton County, 44637 has the 6th-highest two-bedroom rent (county range $1,000–$1,190).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 44637
BedroomsFY 2027Change90–110% range
Studio$790−2.5%$711–$869
1BR$820−1.2%$738–$902
2BR$1,050−1.9%$945–$1,155
3BR$1,310−1.5%$1,179–$1,441
4BR$1,470+0.7%$1,323–$1,617

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 44637
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$790$820$1,050$1,310$1,470
FY 2026$810$830$1,070$1,330$1,460
FY 2025$680$700$910$1,120$1,250
FY 2024area FMR$639$707$860$1,206$1,379
FY 2023area FMR$587$637$794$1,098$1,214

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Coshocton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 44637
43821$1,120+6.7%
43822$1,020−2.9%
43824$1,010−3.8%
43828$1,000−4.8%
43832$1,020−2.9%
43836$1,000−4.8%
43840$1,000−4.8%
43843$1,160+10.5%
43844$1,020−2.9%
43845$1,000−4.8%
44637Current$1,050—
44654$1,000−4.8%

Questions about ZIP 44637 rents

How much will Section 8 pay for a two-bedroom in ZIP 44637?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,003, which applies unless the housing authority uses Small Area FMRs, that basic range is $903 to $1,103 a month; under the ZIP-level Small Area FMR of $1,050 it would be $945 to $1,155. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 44637 in?

ZIP 44637 is in the Coshocton County, OH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,003.

How much did fair market rent change in ZIP 44637 for FY 2027?

The two-bedroom FMR fell 1.9%, from $1,070 in FY 2026 to $1,050 in FY 2027. Since FY 2025 it has risen 15.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKillbuck, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources