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44820

ZIPSAFMR
Crawford County, OH

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$830$730
1 BR$840$760
2 BR$1,000$840
3 BR$1,320$890
4 BR$1,330$930
5 BR$1,529Not available
6 BR$1,759Not available
7 BR$2,023Not available
8 BR$2,326Not available

Purchase Price Calculator

Maximum purchase price
$62,907

Cost breakdown

+Likely effective rent$840
HUD FMR$1,000
Market rentUsed$840
Est. payment standard (90%)$900
-Principal and interest-$318
Loan amount$50,326
Down payment$12,581
Rate6.50%
Term30 years
-Operating costs-$322
Property taxes-$63
Insurance-$175
Utilities$0
HOA$0
Management-$84
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,840(110.0% ROI)
Projected value
$67,744
Return breakdown
Property appreciation+$4,837
Loan principal paid down+$1,803
Rental cash flow+$7,200
5-year hold
+$23,482(186.6% ROI)
Projected value
$71,174
Return breakdown
Property appreciation+$8,267
Loan principal paid down+$3,215
Rental cash flow+$12,000
10-year hold
+$49,281(391.7% ROI)
Projected value
$80,526
Return breakdown
Property appreciation+$17,619
Loan principal paid down+$7,662
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.14
1 BR
1.11
2 BR
1.19
3 BR
1.48
4 BR
1.43
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 44820 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 44820 (Bucyrus, OH) is $1,000 a month. That is up 3.1% from $970 in FY 2026. Bucyrus is in the Crawford County, OH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,003. Among 16 ZIP codes in Crawford County, 44820 is tied for the 12th-highest two-bedroom rent (county range $1,000–$1,290). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 44820 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 44820
BedroomsFY 2027Change90–110% range
Studio$830+6.4%$747–$913
1BR$840+3.7%$756–$924
2BR$1,000+3.1%$900–$1,100
3BR$1,320+3.1%$1,188–$1,452
4BR$1,330+3.1%$1,197–$1,463

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 44820
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$830$840$1,000$1,320$1,330
FY 2026$780$810$970$1,280$1,290
FY 2025$660$730$880$1,180$1,220
FY 2024area FMR$605$708$860$1,143$1,145
FY 2023area FMR$541$655$794$1,033$1,067

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Crawford County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 44820
44818$1,040+4.0%
44820Current$1,000—
44825$1,030+3.0%
44827$1,020+2.0%
44833$1,030+3.0%
44849$1,080+8.0%
44854$1,100+10.0%
44856$1,0000.0%
44860$1,0000.0%
44865$1,060+6.0%
44875$1,0000.0%
44881$1,0000.0%

Questions about ZIP 44820 rents

How much will Section 8 pay for a two-bedroom in ZIP 44820?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,003, which applies unless the housing authority uses Small Area FMRs, that basic range is $903 to $1,103 a month; under the ZIP-level Small Area FMR of $1,000 it would be $900 to $1,100. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 44820 in?

ZIP 44820 is in the Crawford County, OH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,003.

How much did fair market rent change in ZIP 44820 for FY 2027?

The two-bedroom FMR rose 3.1%, from $970 in FY 2026 to $1,000 in FY 2027. Since FY 2025 it has risen 13.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set