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Darke County/Greenville/45331

45331

ZIPSAFMR
Darke County, OH
Zillow

ZIP Investment Score

58Below average

095130300
BRFMR
Eff. Rent
0 BR$830$610
1 BR$830$650
2 BR$1,000$730
3 BR$1,350$770
4 BR$1,350$770
5 BR$1,552Not available
6 BR$1,785Not available
7 BR$2,053Not available
8 BR$2,361Not available

Purchase Price Calculator

Maximum purchase price
$46,561

Cost breakdown

+Likely effective rent$730
HUD FMR$1,000
Market rentUsed$730
Est. payment standard (90%)$900
-Principal and interest-$235
Loan amount$37,249
Down payment$9,312
Rate6.50%
Term30 years
-Operating costs-$295
Property taxes-$47
Insurance-$175
Utilities$0
HOA$0
Management-$73
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,115(130.1% ROI)
Projected value
$50,141
Return breakdown
Property appreciation+$3,580
Loan principal paid down+$1,335
Rental cash flow+$7,200
5-year hold
+$20,498(220.1% ROI)
Projected value
$52,680
Return breakdown
Property appreciation+$6,119
Loan principal paid down+$2,380
Rental cash flow+$12,000
10-year hold
+$42,712(458.7% ROI)
Projected value
$59,602
Return breakdown
Property appreciation+$13,041
Loan principal paid down+$5,671
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.36
1 BR
1.28
2 BR
1.37
3 BR
1.75
4 BR
1.75
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 45331 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 45331 (Greenville, OH) is $1,000 a month. That is up 3.1% from $970 in FY 2026. Greenville is in the Darke County, OH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,003. Among 28 ZIP codes in Darke County, 45331 is tied for the 18th-highest two-bedroom rent (county range $1,000–$1,410). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 45331 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 45331
BedroomsFY 2027Change90–110% range
Studio$830+3.8%$747–$913
1BR$830+2.5%$747–$913
2BR$1,000+3.1%$900–$1,100
3BR$1,350+4.7%$1,215–$1,485
4BR$1,350+3.8%$1,215–$1,485

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 45331
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$830$830$1,000$1,350$1,350
FY 2026$800$810$970$1,290$1,300
FY 2025$660$750$880$1,190$1,230
FY 2024area FMR$639$741$860$1,175$1,214
FY 2023area FMR$587$682$794$1,084$1,137

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Darke County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 45331
45310$1,130+13.0%
45318$1,0000.0%
45328$1,210+21.0%
45331Current$1,000—
45332$1,040+4.0%
45337$1,410+41.0%
45338$1,090+9.0%
45346$1,080+8.0%
45347$1,0000.0%
45348$1,370+37.0%
45350$1,130+13.0%
45351$1,100+10.0%

Questions about ZIP 45331 rents

How much will Section 8 pay for a two-bedroom in ZIP 45331?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,003, which applies unless the housing authority uses Small Area FMRs, that basic range is $903 to $1,103 a month; under the ZIP-level Small Area FMR of $1,000 it would be $900 to $1,100. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 45331 in?

ZIP 45331 is in the Darke County, OH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,003.

How much did fair market rent change in ZIP 45331 for FY 2027?

The two-bedroom FMR rose 3.1%, from $970 in FY 2026 to $1,000 in FY 2027. Since FY 2025 it has risen 13.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGreenville, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources