50312
ZIPSAFMR
Polk County, IA
BRFMR
Eff. Rent
0 BR$1,010$850
1 BR$1,050$1,050
2 BR$1,250$1,250
3 BR$1,700$1,700
4 BR$1,750$1,750
5 BR$2,012
6 BR$2,314
7 BR$2,662
8 BR$3,061

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.19ratio
FMR$1,010
Market$850
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
1 BR
1 BR
0.85ratio
FMR$1,050
Market$1,230
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
2 BR
2 BR
0.92ratio
FMR$1,250
Market$1,360
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
3 BR
3 BR
0.98ratio
FMR$1,700
Market$1,740
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
4 BR
4 BR
0.90ratio
FMR$1,750
Market$1,950
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.90
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$123,833
Rent
$1,250
Down payment
$24,767
Loan
$99,066
Mortgage
$626
Expenses
$424
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 50312 (IA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.