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Bremer County/Tripoli/50676

50676

ZIPSAFMR
Bremer County, IA
Zillow

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$690$690
1 BR$760$760
2 BR$990$990
3 BR$1,300$1,300
4 BR$1,310$1,310
5 BR$1,506Not available
6 BR$1,732Not available
7 BR$1,992Not available
8 BR$2,291Not available

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMRUsed$990
Market rentN/A
Est. payment standardN/A
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 50676 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 50676 (Tripoli, IA) is $990 a month. That is up 7.6% from $920 in FY 2026. Tripoli is in the Bremer County, IA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,023. Among 16 ZIP codes in Bremer County, 50676 has the 8th-highest two-bedroom rent (county range $930–$1,310). The median county two-bedroom FMR in Iowa is $927, so ZIP 50676 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 50676
BedroomsFY 2027Change90–110% range
Studio$690+9.5%$621–$759
1BR$760+8.6%$684–$836
2BR$990+7.6%$891–$1,089
3BR$1,300+7.4%$1,170–$1,430
4BR$1,310+7.4%$1,179–$1,441

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 50676
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$690$760$990$1,300$1,310
FY 2026$630$700$920$1,210$1,220
FY 2025$630$670$880$1,140$1,160
FY 2024$630$660$860$1,110$1,150
FY 2023$580$600$800$1,000$1,070

Two-bedroom rent in nearby Bremer County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 50676
50630$930−6.1%
50631$1,020+3.0%
50645$1,010+2.0%
50647$1,150+16.2%
50658$930−6.1%
50664$960−3.0%
50666$930−6.1%
50668$950−4.0%
50670$1,080+9.1%
50674$1,090+10.1%
50676Current$990—
50677$1,100+11.1%

Questions about ZIP 50676 rents

How much will Section 8 pay for a two-bedroom in ZIP 50676?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,023, which applies unless the housing authority uses Small Area FMRs, that basic range is $921 to $1,125 a month; under the ZIP-level Small Area FMR of $990 it would be $891 to $1,089. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 50676 in?

ZIP 50676 is in the Bremer County, IA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,023.

How much did fair market rent change in ZIP 50676 for FY 2027?

The two-bedroom FMR rose 7.6%, from $920 in FY 2026 to $990 in FY 2027. Since FY 2023 it has risen 23.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTripoli, IA fair market rentIA statewide rentsWhat is SAFMR?Data sources