Skip to main content
Loading page
Mahaska County/University Park/52595

52595

ZIPSAFMR
Mahaska County, IA
Zillow

ZIP Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$700$770
1 BR$710$780
2 BR$930$1,020
3 BR$1,130$1,180
4 BR$1,220$1,300
5 BR$1,403Not available
6 BR$1,613Not available
7 BR$1,855Not available
8 BR$2,134Not available

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMR$930
Market rent$1,190
Est. payment standard (110%)Used$1,020
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.61
1 BR
0.61
2 BR
0.78
3 BR
0.93
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 52595 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 52595 (University Park, IA) is $930 a month. That is up 1.1% from $920 in FY 2026. University Park is in the Mahaska County, IA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $946. Among 19 ZIP codes in Mahaska County, 52595 is tied for the 12th-highest two-bedroom rent (county range $930–$1,190).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 52595
BedroomsFY 2027Change90–110% range
Studio$7000.0%$630–$770
1BR$710+1.4%$639–$781
2BR$930+1.1%$837–$1,023
3BR$1,130+2.7%$1,017–$1,243
4BR$1,2200.0%$1,098–$1,342

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 52595
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$700$710$930$1,130$1,220
FY 2026$700$700$920$1,100$1,220
FY 2025$600$670$880$1,060$1,160
FY 2024area FMR$588$663$867$1,048$1,159
FY 2023area FMR$629$642$798$971$1,072

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Mahaska County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 52595
50251$960+3.2%
50256$980+5.4%
50268$9300.0%
52501$1,080+16.1%
52534$9300.0%
52543$980+5.4%
52550$1,080+16.1%
52553$1,040+11.8%
52561$970+4.3%
52577$1,000+7.5%
52586$980+5.4%
52595Current$930—

Questions about ZIP 52595 rents

How much will Section 8 pay for a two-bedroom in ZIP 52595?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $946, which applies unless the housing authority uses Small Area FMRs, that basic range is $851 to $1,041 a month; under the ZIP-level Small Area FMR of $930 it would be $837 to $1,023. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 52595 in?

ZIP 52595 is in the Mahaska County, IA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $946.

How much did fair market rent change in ZIP 52595 for FY 2027?

The two-bedroom FMR rose 1.1%, from $920 in FY 2026 to $930 in FY 2027. Since FY 2025 it has risen 5.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentUniversity Park, IA fair market rentIA statewide rentsWhat is SAFMR?Data sources