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54743

ZIPFMR
Buffalo County, WI
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$735$735
1 BR$779$779
2 BR$1,019$1,019
3 BR$1,214$1,214
4 BR$1,563$1,563
5 BR$1,797Not available
6 BR$2,067Not available
7 BR$2,377Not available
8 BR$2,734Not available

Purchase Price Calculator

Maximum purchase price
$89,506

Cost breakdown

+Likely effective rent$1,019
HUD FMRUsed$1,019
Market rentN/A
Est. payment standardN/A
-Principal and interest-$453
Loan amount$71,605
Down payment$17,901
Rate6.50%
Term30 years
-Operating costs-$366
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,648(93.0% ROI)
Projected value
$96,389
Return breakdown
Property appreciation+$6,882
Loan principal paid down+$2,565
Rental cash flow+$7,200
5-year hold
+$28,337(158.3% ROI)
Projected value
$101,268
Return breakdown
Property appreciation+$11,762
Loan principal paid down+$4,575
Rental cash flow+$12,000
10-year hold
+$59,970(335.0% ROI)
Projected value
$114,576
Return breakdown
Property appreciation+$25,069
Loan principal paid down+$10,901
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 54743 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 54743 (Gilmanton, WI) is $1,019 a month. That is up 4.7% from $973 in FY 2026. Gilmanton is in the Buffalo County, WI non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Wisconsin is $1,041, so ZIP 54743 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 54743
BedroomsFY 2027Change90–110% range
Studio$735+6.4%$662–$809
1BR$779+5.0%$701–$857
2BR$1,019+4.7%$917–$1,121
3BR$1,214+2.5%$1,093–$1,335
4BR$1,563+1.6%$1,407–$1,719

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 54743
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$735$779$1,019$1,214$1,563
FY 2026$691$742$973$1,184$1,539
FY 2025$680$732$960$1,182$1,446
FY 2024$663$720$946$1,174$1,303
FY 2023$638$691$909$1,134$1,221

Questions about ZIP 54743 rents

How much will Section 8 pay for a two-bedroom in ZIP 54743?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,019, that basic range is $917 to $1,121 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 54743 in?

ZIP 54743 is in the Buffalo County, WI non-metropolitan FMR area.

How much did fair market rent change in ZIP 54743 for FY 2027?

The two-bedroom FMR rose 4.7%, from $973 in FY 2026 to $1,019 in FY 2027. Since FY 2023 it has risen 12.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set