55144
ZIPFMR
Ramsey County, MN
BRFMR
Eff. Rent
0 BR$1,242$1,100
1 BR$1,405$1,320
2 BR$1,709$1,709
3 BR$2,262$2,262
4 BR$2,531$2,330
5 BR$2,911
6 BR$3,347
7 BR$3,849
8 BR$4,427

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.13ratio
FMR$1,242
Market$1,100
vs market+$142

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
1 BR
1 BR
1.06ratio
FMR$1,405
Market$1,320
vs market+$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
2 BR
2 BR
0.93ratio
FMR$1,709
Market$1,830
vs market-$121

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
3 BR
3 BR
0.97ratio
FMR$2,262
Market$2,330
vs market-$68

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
4 BR
4 BR
1.09ratio
FMR$2,531
Market$2,330
vs market+$201

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$192,040
Rent
$1,709
Down payment
$38,408
Loan
$153,632
Mortgage
$971
Expenses
$538
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55144 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.