55434
ZIPSAFMR
Anoka County, MN
BRFMR
Eff. Rent
0 BR$1,500$1,420
1 BR$1,690$1,390
2 BR$2,060$1,690
3 BR$2,730$2,310
4 BR$3,050$2,600
5 BR$3,507
6 BR$4,034
7 BR$4,639
8 BR$5,334

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$2,060
Market rentUsed$1,690
Est. payment standard (90%)$1,850
Market rent is below the inferred standard ($1,850, 90% of FMR).
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Current value$189,217
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Current value$189,217
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Current value$189,217
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$1,500
Market$1,420
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,350 / 0.95 ratio110% standard$1,650 / 1.16 ratio
1.06
1 BR
1 BR
1.22ratio
FMR$1,690
Market$1,390
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$1,521 / 1.09 ratio110% standard$1,859 / 1.34 ratio
1.22
2 BR
2 BR
1.22ratio
FMR$2,060
Market$1,690
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$1,854 / 1.10 ratio110% standard$2,266 / 1.34 ratio
1.22
3 BR
3 BR
1.18ratio
FMR$2,730
Market$2,310
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$2,457 / 1.06 ratio110% standard$3,003 / 1.30 ratio
1.18
4 BR
4 BR
1.17ratio
FMR$3,050
Market$2,600
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$2,745 / 1.06 ratio110% standard$3,355 / 1.29 ratio
1.17
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55434 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

55434 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 55434 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,060 and the 4 bedroom fair market rent is $3,050.

Use this page for searches like 55434 FMR, 55434 fair market rent, and 55434 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 55434
Bedroom sizeHUD FMR
Studio$1,500
1 bedroom$1,690
2 bedroom$2,060
3 bedroom$2,730
4 bedroom$3,050