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Lawrence County/Deadwood/57732

57732

ZIPSAFMR
Lawrence County, SD
Zillow

ZIP Investment Score

51Below average

095130300
BRFMR
Eff. Rent
0 BR$830$830
1 BR$920$920
2 BR$1,210$1,250
3 BR$1,570$1,420
4 BR$1,970$1,560
5 BR$2,266Not available
6 BR$2,605Not available
7 BR$2,996Not available
8 BR$3,446Not available

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMR$1,210
Market rent$1,270
Est. payment standard (103%)Used$1,250
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

2 BR
0.95
3 BR
1.11
4 BR
1.26
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 57732 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 57732 (Deadwood, SD) is $1,210 a month. That is up 19.8% from $1,010 in FY 2026. Deadwood is in the Lawrence County, SD non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,207. Among 9 ZIP codes in Lawrence County, 57732 is tied for the 5th-highest two-bedroom rent (county range $1,140–$1,280). The median county two-bedroom FMR in South Dakota is $1,033, so ZIP 57732 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 57732
BedroomsFY 2027Change90–110% range
Studio$830+18.6%$747–$913
1BR$920+17.9%$828–$1,012
2BR$1,210+19.8%$1,089–$1,331
3BR$1,570+16.3%$1,413–$1,727
4BR$1,970+23.1%$1,773–$2,167

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 57732
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$830$920$1,210$1,570$1,970
FY 2026$700$780$1,010$1,350$1,600
FY 2025$710$800$1,050$1,440$1,610
FY 2024$620$700$920$1,260$1,410
FY 2023$670$760$1,000$1,380$1,520

Two-bedroom rent in nearby Lawrence County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 57732
57717$1,280+5.8%
57732Current$1,210—
57754$1,2100.0%
57759$1,140−5.8%
57779$1,230+1.7%
57783$1,240+2.5%
57785$1,150−5.0%
57793$1,150−5.0%
57799$1,240+2.5%

Questions about ZIP 57732 rents

How much will Section 8 pay for a two-bedroom in ZIP 57732?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,207, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,086 to $1,328 a month; under the ZIP-level Small Area FMR of $1,210 it would be $1,089 to $1,331. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 57732 in?

ZIP 57732 is in the Lawrence County, SD non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,207.

How much did fair market rent change in ZIP 57732 for FY 2027?

The two-bedroom FMR rose 19.8%, from $1,010 in FY 2026 to $1,210 in FY 2027. Since FY 2023 it has risen 21.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDeadwood, SD fair market rentSD statewide rentsWhat is SAFMR?Data sources