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LaMoure County/Lamoure/58458

58458

ZIPSAFMR
LaMoure County, ND
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,020$1,020
1 BR$1,020$1,020
2 BR$1,340$1,340
3 BR$1,850$1,850
4 BR$2,240$2,240
5 BR$2,576Not available
6 BR$2,962Not available
7 BR$3,407Not available
8 BR$3,918Not available

Purchase Price Calculator

Maximum purchase price
$137,207

Cost breakdown

+Likely effective rent$1,340
HUD FMRUsed$1,340
Market rentN/A
Est. payment standardN/A
-Principal and interest-$694
Loan amount$109,766
Down payment$27,441
Rate6.50%
Term30 years
-Operating costs-$446
Property taxes-$137
Insurance-$175
Utilities$0
HOA$0
Management-$134
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,683(79.0% ROI)
Projected value
$147,757
Return breakdown
Property appreciation+$10,550
Loan principal paid down+$3,933
Rental cash flow+$7,200
5-year hold
+$37,043(135.0% ROI)
Projected value
$155,237
Return breakdown
Property appreciation+$18,030
Loan principal paid down+$7,013
Rental cash flow+$12,000
10-year hold
+$79,140(288.4% ROI)
Projected value
$175,637
Return breakdown
Property appreciation+$38,430
Loan principal paid down+$16,711
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 58458 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 58458 (Lamoure, ND) is $1,340 a month. That is up 8.9% from $1,230 in FY 2026. Lamoure is in the LaMoure County, ND non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. Among 13 ZIP codes in LaMoure County, 58458 has the 2nd-highest two-bedroom rent (county range $1,010–$1,400). The median county two-bedroom FMR in North Dakota is $1,014, so ZIP 58458 is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 58458
BedroomsFY 2027Change90–110% range
Studio$1,020+3.0%$918–$1,122
1BR$1,020+3.0%$918–$1,122
2BR$1,340+8.9%$1,206–$1,474
3BR$1,850+8.2%$1,665–$2,035
4BR$2,240+8.7%$2,016–$2,464

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 58458
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,020$1,020$1,340$1,850$2,240
FY 2026$990$990$1,230$1,710$2,060
FY 2025$940$950$1,160$1,630$1,950
FY 2024area FMR$664$668$859$1,211$1,458
FY 2023area FMR$623$628$826$1,174$1,370

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby LaMoure County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 58458
58049$1,110−17.2%
58415$1,190−11.2%
58431$1,110−17.2%
58433$1,010−24.6%
58454$1,040−22.4%
58456$1,220−9.0%
58458Current$1,340—
58461$1,100−17.9%
58466$1,010−24.6%
58472$1,010−24.6%
58474$1,010−24.6%
58490$1,290−3.7%

Questions about ZIP 58458 rents

How much will Section 8 pay for a two-bedroom in ZIP 58458?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,340 it would be $1,206 to $1,474. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 58458 in?

ZIP 58458 is in the LaMoure County, ND non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.

How much did fair market rent change in ZIP 58458 for FY 2027?

The two-bedroom FMR rose 8.9%, from $1,230 in FY 2026 to $1,340 in FY 2027. Since FY 2025 it has risen 15.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLamoure, ND fair market rentND statewide rentsWhat is SAFMR?Data sources