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Divide County/Crosby/58730

58730

ZIPSAFMR
Divide County, ND
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,410$1,410
1 BR$1,420$1,420
2 BR$1,810$1,810
3 BR$2,160$2,160
4 BR$3,030$3,030
5 BR$3,484Not available
6 BR$4,007Not available
7 BR$4,608Not available
8 BR$5,299Not available

Purchase Price Calculator

Maximum purchase price
$207,049

Cost breakdown

+Likely effective rent$1,810
HUD FMRUsed$1,810
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,047
Loan amount$165,639
Down payment$41,410
Rate6.50%
Term30 years
-Operating costs-$563
Property taxes-$207
Insurance-$175
Utilities$0
HOA$0
Management-$181
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,055(70.2% ROI)
Projected value
$222,969
Return breakdown
Property appreciation+$15,920
Loan principal paid down+$5,934
Rental cash flow+$7,200
5-year hold
+$49,791(120.2% ROI)
Projected value
$234,257
Return breakdown
Property appreciation+$27,208
Loan principal paid down+$10,583
Rental cash flow+$12,000
10-year hold
+$107,208(258.9% ROI)
Projected value
$265,040
Return breakdown
Property appreciation+$57,991
Loan principal paid down+$25,217
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 58730 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 58730 (Crosby, ND) is $1,810 a month. That is up 17.5% from $1,540 in FY 2026. Crosby is in the Divide County, ND non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,858. Among 9 ZIP codes in Divide County, 58730 has the 4th-highest two-bedroom rent (county range $1,440–$1,900). The median county two-bedroom FMR in North Dakota is $1,014, so ZIP 58730 is 79% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 58730
BedroomsFY 2027Change90–110% range
Studio$1,410+14.6%$1,269–$1,551
1BR$1,420+14.5%$1,278–$1,562
2BR$1,810+17.5%$1,629–$1,991
3BR$2,160+16.8%$1,944–$2,376
4BR$3,030+17.4%$2,727–$3,333

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 58730
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,410$1,420$1,810$2,160$3,030
FY 2026$1,230$1,240$1,540$1,850$2,580
FY 2025$1,160$1,170$1,430$1,720$2,400
FY 2024area FMR$1,119$1,126$1,397$1,689$2,371
FY 2023area FMR$980$986$1,267$1,801$2,102

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Divide County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 58730
58730Current$1,810—
58755$1,480−18.2%
58765$1,900+5.0%
58795$1,560−13.8%
58830$1,600−11.6%
58833$1,860+2.8%
58844$1,860+2.8%
58845$1,440−20.4%
58856$1,530−15.5%

Questions about ZIP 58730 rents

How much will Section 8 pay for a two-bedroom in ZIP 58730?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,858, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,672 to $2,044 a month; under the ZIP-level Small Area FMR of $1,810 it would be $1,629 to $1,991. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 58730 in?

ZIP 58730 is in the Divide County, ND non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,858.

How much did fair market rent change in ZIP 58730 for FY 2027?

The two-bedroom FMR rose 17.5%, from $1,540 in FY 2026 to $1,810 in FY 2027. Since FY 2025 it has risen 26.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCrosby, ND fair market rentND statewide rentsWhat is SAFMR?Data sources