65111
ZIPFMR
Cole County, MO
BRFMR
Eff. Rent
0 BR$689$689
1 BR$694$694
2 BR$910$910
3 BR$1,266$1,266
4 BR$1,379$1,379
5 BR$1,586
6 BR$1,824
7 BR$2,097
8 BR$2,412

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.66ratio
FMR$689
Market$1,040
vs market-$351

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
1 BR
1 BR
0.82ratio
FMR$694
Market$850
vs market-$156

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
2 BR
2 BR
0.76ratio
FMR$910
Market$1,190
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.76
3 BR
3 BR
0.83ratio
FMR$1,266
Market$1,520
vs market-$254

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.83
4 BR
4 BR
0.85ratio
FMR$1,379
Market$1,620
vs market-$241

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$73,309
Rent
$910
Down payment
$14,662
Loan
$58,647
Mortgage
$371
Expenses
$339
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 65111 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.