72527
ZIPSAFMR
Independence County, AR
BRFMR
Eff. Rent
0 BR$690$740
1 BR$700$770
2 BR$900$990
3 BR$1,190$1,310
4 BR$1,190$1,310
5 BR$1,369
6 BR$1,574
7 BR$1,810
8 BR$2,081

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMR$900
Market rent$1,440
Est. payment standard (110%)Used$990
Estimated payment standard is $990 (110% of FMR).
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Current value$85,197
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Current value$85,197
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Current value$85,197
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.91ratio
FMR$690
Market$760
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$621 / 0.82 ratio110% standard$759 / 1.00 ratio
0.91
1 BR
1 BR
0.86ratio
FMR$700
Market$810
vs market-$110

FMR is below market; voucher rent may lag private rents.

90% standard$630 / 0.78 ratio110% standard$770 / 0.95 ratio
0.86
2 BR
2 BR
0.63ratio
FMR$900
Market$1,440
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.56 ratio110% standard$990 / 0.69 ratio
0.63
3 BR
3 BR
0.78ratio
FMR$1,190
Market$1,530
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,071 / 0.70 ratio110% standard$1,309 / 0.86 ratio
0.78
4 BR
4 BR
0.70ratio
FMR$1,190
Market$1,700
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$1,071 / 0.63 ratio110% standard$1,309 / 0.77 ratio
0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 72527 (AR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

72527 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 72527 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $900 and the 4 bedroom fair market rent is $1,190.

Use this page for searches like 72527 FMR, 72527 fair market rent, and 72527 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 72527
Bedroom sizeHUD FMR
Studio$690
1 bedroom$700
2 bedroom$900
3 bedroom$1,190
4 bedroom$1,190