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73145

ZIPSAFMR
Oklahoma County, OK
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,420$740
1 BR$1,550$790
2 BR$1,880$970
3 BR$2,550$1,280
4 BR$2,860$1,410
5 BR$3,289Not available
6 BR$3,782Not available
7 BR$4,350Not available
8 BR$5,002Not available

Purchase Price Calculator

Maximum purchase price
$82,225

Cost breakdown

+Likely effective rent$970
HUD FMR$1,880
Market rentUsed$970
Est. payment standard (90%)$1,690
-Principal and interest-$416
Loan amount$65,780
Down payment$16,445
Rate6.50%
Term30 years
-Operating costs-$354
Property taxes-$82
Insurance-$175
Utilities$0
HOA$0
Management-$97
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,879(96.6% ROI)
Projected value
$88,547
Return breakdown
Property appreciation+$6,322
Loan principal paid down+$2,357
Rental cash flow+$7,200
5-year hold
+$27,008(164.2% ROI)
Projected value
$93,030
Return breakdown
Property appreciation+$10,805
Loan principal paid down+$4,203
Rental cash flow+$12,000
10-year hold
+$57,044(346.9% ROI)
Projected value
$105,255
Return breakdown
Property appreciation+$23,030
Loan principal paid down+$10,014
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.92
1 BR
1.96
2 BR
1.94
3 BR
1.99
4 BR
2.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 73145 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 73145 (Oklahoma City, OK) is $1,880 a month. That is up 1.6% from $1,850 in FY 2026. Oklahoma City is in the Oklahoma City, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 82 ZIP codes in Oklahoma County, 73145 has the 4th-highest two-bedroom rent (county range $920–$1,900). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 73145 is 105% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 73145
BedroomsFY 2027Change90–110% range
Studio$1,420+1.4%$1,278–$1,562
1BR$1,550+2.6%$1,395–$1,705
2BR$1,880+1.6%$1,692–$2,068
3BR$2,550+2.4%$2,295–$2,805
4BR$2,860+3.6%$2,574–$3,146

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 73145
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,420$1,550$1,880$2,550$2,860
FY 2026$1,400$1,510$1,850$2,490$2,760
FY 2025$1,330$1,440$1,770$2,360$2,580
FY 2024$1,230$1,320$1,630$2,170$2,400
FY 2023$1,140$1,210$1,500$2,000$2,270

Two-bedroom rent in nearby Oklahoma County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 73145
73139$1,090−42.0%
73140$1,240−34.0%
73141$1,050−44.1%
73142$1,390−26.1%
73143$1,240−34.0%
73144$1,240−34.0%
73145Current$1,880—
73146$1,240−34.0%
73147$1,240−34.0%
73148$1,240−34.0%
73149$1,160−38.3%
73150$960−48.9%

Questions about ZIP 73145 rents

How much will Section 8 pay for a two-bedroom in ZIP 73145?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,880, that basic range is $1,692 to $2,068 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 73145 in?

ZIP 73145 is in the Oklahoma City, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 73145 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,850 in FY 2026 to $1,880 in FY 2027. Since FY 2023 it has risen 25.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set