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Cleveland County/Oklahoma City/73139

73139

ZIPSAFMR
Cleveland County, OK
Zillow

ZIP Investment Score

110Above average

095130300
BRFMR
Eff. Rent
0 BR$830$810
1 BR$900$860
2 BR$1,090$1,160
3 BR$1,480$1,330
4 BR$1,660$1,410
5 BR$1,909Not available
6 BR$2,195Not available
7 BR$2,525Not available
8 BR$2,903Not available

Purchase Price Calculator

Maximum purchase price
$110,459

Cost breakdown

+Likely effective rent$1,160
HUD FMR$1,090
Market rent$1,190
Est. payment standard (106%)Used$1,160
-Principal and interest-$559
Loan amount$88,367
Down payment$22,092
Rate6.50%
Term30 years
-Operating costs-$401
Property taxes-$110
Insurance-$175
Utilities$0
HOA$0
Management-$116
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,859(85.4% ROI)
Projected value
$118,952
Return breakdown
Property appreciation+$8,493
Loan principal paid down+$3,166
Rental cash flow+$7,200
5-year hold
+$32,161(145.6% ROI)
Projected value
$124,974
Return breakdown
Property appreciation+$14,515
Loan principal paid down+$5,646
Rental cash flow+$12,000
10-year hold
+$68,391(309.6% ROI)
Projected value
$141,397
Return breakdown
Property appreciation+$30,938
Loan principal paid down+$13,453
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
1.05
2 BR
0.92
3 BR
1.11
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 73139 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 73139 (Oklahoma City, OK) is $1,090 a month. That is up 1.9% from $1,070 in FY 2026. Oklahoma City is in the Oklahoma City, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 30 ZIP codes in Cleveland County, 73139 is tied for the 23rd-highest two-bedroom rent (county range $920–$1,710). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 73139 is 19% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 73139
BedroomsFY 2027Change90–110% range
Studio$830+2.5%$747–$913
1BR$900+3.4%$810–$990
2BR$1,090+1.9%$981–$1,199
3BR$1,480+2.8%$1,332–$1,628
4BR$1,660+3.8%$1,494–$1,826

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 73139
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$830$900$1,090$1,480$1,660
FY 2026$810$870$1,070$1,440$1,600
FY 2025$760$820$1,010$1,350$1,470
FY 2024$710$760$940$1,250$1,390
FY 2023$670$710$880$1,170$1,330

Two-bedroom rent in nearby Cleveland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 73139
73110$1,180+8.3%
73111$1,0900.0%
73115$1,140+4.6%
73129$1,080−0.9%
73135$1,390+27.5%
73139Current$1,090—
73149$1,160+6.4%
73150$960−11.9%
73153$1,310+20.2%
73159$1,280+17.4%
73160$1,350+23.9%
73165$1,200+10.1%

Questions about ZIP 73139 rents

How much will Section 8 pay for a two-bedroom in ZIP 73139?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,090, that basic range is $981 to $1,199 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 73139 in?

ZIP 73139 is in the Oklahoma City, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 73139 for FY 2027?

The two-bedroom FMR rose 1.9%, from $1,070 in FY 2026 to $1,090 in FY 2027. Since FY 2023 it has risen 23.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOklahoma City, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources