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Oklahoma County/Oklahoma City/73106

73106

ZIPSAFMR
Oklahoma County, OK
Zillow

ZIP Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$920$1,000
1 BR$1,000$960
2 BR$1,220$1,310
3 BR$1,650$1,790
4 BR$1,860$1,930
5 BR$2,139Not available
6 BR$2,460Not available
7 BR$2,829Not available
8 BR$3,253Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,220
Market rent$1,360
Est. payment standard (107%)Used$1,310
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.88
1 BR
1.04
2 BR
0.90
3 BR
0.88
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 73106 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 73106 (Oklahoma City, OK) is $1,220 a month. That is up 3.4% from $1,180 in FY 2026. Oklahoma City is in the Oklahoma City, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 82 ZIP codes in Oklahoma County, 73106 is tied for the 56th-highest two-bedroom rent (county range $920–$1,900). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 73106 is 33% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 73106
BedroomsFY 2027Change90–110% range
Studio$920+3.4%$828–$1,012
1BR$1,000+4.2%$900–$1,100
2BR$1,220+3.4%$1,098–$1,342
3BR$1,650+3.8%$1,485–$1,815
4BR$1,860+5.7%$1,674–$2,046

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 73106
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$1,000$1,220$1,650$1,860
FY 2026$890$960$1,180$1,590$1,760
FY 2025$820$890$1,090$1,460$1,590
FY 2024$750$800$990$1,320$1,460
FY 2023$690$740$910$1,210$1,380

Two-bedroom rent in nearby Oklahoma County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 73106
73101$1,240+1.6%
73102$1,560+27.9%
73103$1,410+15.6%
73104$1,710+40.2%
73105$1,280+4.9%
73106Current$1,220—
73107$1,180−3.3%
73108$1,040−14.8%
73109$1,030−15.6%
73110$1,180−3.3%
73111$1,090−10.7%
73112$1,300+6.6%

Questions about ZIP 73106 rents

How much will Section 8 pay for a two-bedroom in ZIP 73106?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,220, that basic range is $1,098 to $1,342 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 73106 in?

ZIP 73106 is in the Oklahoma City, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 73106 for FY 2027?

The two-bedroom FMR rose 3.4%, from $1,180 in FY 2026 to $1,220 in FY 2027. Since FY 2023 it has risen 34.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOklahoma City, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources