73703
ZIPSAFMR
Garfield County, OK
BRFMR
Eff. Rent
0 BR$860$740
1 BR$880$740
2 BR$1,130$840
3 BR$1,470$1,380
4 BR$1,500$1,650
5 BR$1,725
6 BR$1,984
7 BR$2,281
8 BR$2,624

Purchase Price Calculator

Maximum purchase price
$62,907

Cost breakdown

+Likely effective rent$840
HUD FMR$1,130
Market rentUsed$840
Est. payment standard (90%)$1,020
Market rent is below the inferred standard ($1,020, 90% of FMR).
-Principal and interest-$318
Loan amount$50,326
Down payment$12,581
Rate6.50%
Term30 years
-Operating costs-$322
Property taxes-$63
Insurance-$175
Utilities$0
HOA$0
Management-$84
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,840(110.0% ROI)
Projected value
$67,744
Current value$62,907
Return breakdown
Property appreciation+$4,837
Loan principal paid down+$1,803
Rental cash flow+$7,200
5-year hold
+$23,482(186.6% ROI)
Projected value
$71,174
Current value$62,907
Return breakdown
Property appreciation+$8,267
Loan principal paid down+$3,215
Rental cash flow+$12,000
10-year hold
+$49,281(391.7% ROI)
Projected value
$80,526
Current value$62,907
Return breakdown
Property appreciation+$17,619
Loan principal paid down+$7,662
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.16ratio
FMR$860
Market$740
vs market+$120

FMR is above market; underwrite to market rent.

90% standard$774 / 1.05 ratio110% standard$946 / 1.28 ratio
1.16
1 BR
1 BR
1.19ratio
FMR$880
Market$740
vs market+$140

FMR is above market; underwrite to market rent.

90% standard$792 / 1.07 ratio110% standard$968 / 1.31 ratio
1.19
2 BR
2 BR
1.35ratio
FMR$1,130
Market$840
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,017 / 1.21 ratio110% standard$1,243 / 1.48 ratio
1.35
3 BR
3 BR
1.07ratio
FMR$1,470
Market$1,380
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,323 / 0.96 ratio110% standard$1,617 / 1.17 ratio
1.07
4 BR
4 BR
0.72ratio
FMR$1,500
Market$2,070
vs market-$570

FMR is below market; voucher rent may lag private rents.

90% standard$1,350 / 0.65 ratio110% standard$1,650 / 0.80 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 73703 (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

73703 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 73703 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,130 and the 4 bedroom fair market rent is $1,500.

Use this page for searches like 73703 FMR, 73703 fair market rent, and 73703 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 73703
Bedroom sizeHUD FMR
Studio$860
1 bedroom$880
2 bedroom$1,130
3 bedroom$1,470
4 bedroom$1,500