74554
ZIPSAFMR
Pittsburg County, OK
BRFMR
Eff. Rent
0 BR$650$720
1 BR$780$860
2 BR$940$1,030
3 BR$1,250$1,380
4 BR$1,570$1,580
5 BR$1,805
6 BR$2,076
7 BR$2,388
8 BR$2,746

Purchase Price Calculator

Maximum purchase price
$91,141

Cost breakdown

+Likely effective rent$1,030
HUD FMR$940
Market rent$1,210
Est. payment standard (110%)Used$1,030
Estimated payment standard is $1,030 (110% of FMR).
-Principal and interest-$461
Loan amount$72,913
Down payment$18,228
Rate6.50%
Term30 years
-Operating costs-$369
Property taxes-$91
Insurance-$175
Utilities$0
HOA$0
Management-$103
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,820(92.3% ROI)
Projected value
$98,149
Current value$91,141
Return breakdown
Property appreciation+$7,008
Loan principal paid down+$2,612
Rental cash flow+$7,200
5-year hold
+$28,635(157.1% ROI)
Projected value
$103,118
Current value$91,141
Return breakdown
Property appreciation+$11,977
Loan principal paid down+$4,658
Rental cash flow+$12,000
10-year hold
+$60,627(332.6% ROI)
Projected value
$116,668
Current value$91,141
Return breakdown
Property appreciation+$25,527
Loan principal paid down+$11,100
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.60ratio
FMR$650
Market$1,080
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$585 / 0.54 ratio110% standard$715 / 0.66 ratio
0.60
1 BR
1 BR
0.80ratio
FMR$780
Market$980
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$702 / 0.72 ratio110% standard$858 / 0.88 ratio
0.80
2 BR
2 BR
0.78ratio
FMR$940
Market$1,210
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$846 / 0.70 ratio110% standard$1,034 / 0.85 ratio
0.78
3 BR
3 BR
0.86ratio
FMR$1,250
Market$1,450
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$1,125 / 0.78 ratio110% standard$1,375 / 0.95 ratio
0.86
4 BR
4 BR
0.99ratio
FMR$1,570
Market$1,580
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,413 / 0.89 ratio110% standard$1,727 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 74554 (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

74554 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 74554 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $940 and the 4 bedroom fair market rent is $1,570.

Use this page for searches like 74554 FMR, 74554 fair market rent, and 74554 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 74554
Bedroom sizeHUD FMR
Studio$650
1 bedroom$780
2 bedroom$940
3 bedroom$1,250
4 bedroom$1,570