Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 75443 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75443 (Gober, TX) is $1,090 a month. That is up 10.1% from $990 in FY 2026. Gober is in the Fannin County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,093. Among 21 ZIP codes in Fannin County, 75443 is tied for the 14th-highest two-bedroom rent (county range $1,010–$1,640). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75443 is 1% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 75443
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$680
$760
+11.8%
$684–$836
1BR
$750
$830
+10.7%
$747–$913
2BR
$990
$1,090
+10.1%
$981–$1,199
3BR
$1,380
$1,510
+9.4%
$1,359–$1,661
4BR
$1,660
$1,820
+9.6%
$1,638–$2,002
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 75443
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$760
$830
$1,090
$1,510
$1,820
FY 2026
$680
$750
$990
$1,380
$1,660
FY 2025
$710
$720
$940
$1,320
$1,580
FY 2024area FMR
$754
$759
$997
$1,405
$1,665
FY 2023area FMR
$661
$666
$877
$1,246
$1,406
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Fannin County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 75443?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,093, which applies unless the housing authority uses Small Area FMRs, that basic range is $984 to $1,202 a month; under the ZIP-level Small Area FMR of $1,090 it would be $981 to $1,199. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 75443 in?
ZIP 75443 is in the Fannin County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,093.
How much did fair market rent change in ZIP 75443 for FY 2027?
The two-bedroom FMR rose 10.1%, from $990 in FY 2026 to $1,090 in FY 2027. Since FY 2025 it has risen 16.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set