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75772

ZIPFMR
Cherokee County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$807$807
1 BR$812$812
2 BR$1,062$1,062
3 BR$1,351$1,351
4 BR$1,530$1,530
5 BR$1,759Not available
6 BR$2,023Not available
7 BR$2,327Not available
8 BR$2,676Not available

Purchase Price Calculator

Maximum purchase price
$95,896

Cost breakdown

+Likely effective rent$1,062
HUD FMRUsed$1,062
Market rentN/A
Est. payment standardN/A
-Principal and interest-$485
Loan amount$76,717
Down payment$19,179
Rate6.50%
Term30 years
-Operating costs-$377
Property taxes-$96
Insurance-$175
Utilities$0
HOA$0
Management-$106
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,322(90.3% ROI)
Projected value
$103,270
Return breakdown
Property appreciation+$7,374
Loan principal paid down+$2,749
Rental cash flow+$7,200
5-year hold
+$29,503(153.8% ROI)
Projected value
$108,498
Return breakdown
Property appreciation+$12,602
Loan principal paid down+$4,901
Rental cash flow+$12,000
10-year hold
+$62,538(326.1% ROI)
Projected value
$122,755
Return breakdown
Property appreciation+$26,859
Loan principal paid down+$11,679
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 75772 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 75772 (Maydelle, TX) is $1,062 a month. That is up 7.9% from $984 in FY 2026. Maydelle is in the Cherokee County, TX non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Texas is $1,105, so ZIP 75772 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75772
BedroomsFY 2027Change90–110% range
Studio$807+7.5%$726–$888
1BR$812+7.4%$731–$893
2BR$1,062+7.9%$956–$1,168
3BR$1,351−0.8%$1,216–$1,486
4BR$1,530+5.7%$1,377–$1,683

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75772
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$807$812$1,062$1,351$1,530
FY 2026$751$756$984$1,362$1,448
FY 2025$677$712$934$1,309$1,397
FY 2024$654$734$965$1,360$1,434
FY 2023$570$647$852$1,211$1,253

Questions about ZIP 75772 rents

How much will Section 8 pay for a two-bedroom in ZIP 75772?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,062, that basic range is $956 to $1,168 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75772 in?

ZIP 75772 is in the Cherokee County, TX non-metropolitan FMR area.

How much did fair market rent change in ZIP 75772 for FY 2027?

The two-bedroom FMR rose 7.9%, from $984 in FY 2026 to $1,062 in FY 2027. Since FY 2023 it has risen 24.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set