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77332

ZIPFMR
Polk County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$933$933
1 BR$938$938
2 BR$1,227$1,227
3 BR$1,462$1,462
4 BR$1,767$1,767
5 BR$2,032Not available
6 BR$2,337Not available
7 BR$2,687Not available
8 BR$3,090Not available

Purchase Price Calculator

Maximum purchase price
$120,415

Cost breakdown

+Likely effective rent$1,227
HUD FMRUsed$1,227
Market rentN/A
Est. payment standardN/A
-Principal and interest-$609
Loan amount$96,332
Down payment$24,083
Rate6.50%
Term30 years
-Operating costs-$418
Property taxes-$120
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,910(82.7% ROI)
Projected value
$129,674
Return breakdown
Property appreciation+$9,259
Loan principal paid down+$3,451
Rental cash flow+$7,200
5-year hold
+$33,978(141.1% ROI)
Projected value
$136,239
Return breakdown
Property appreciation+$15,824
Loan principal paid down+$6,155
Rental cash flow+$12,000
10-year hold
+$72,392(300.6% ROI)
Projected value
$154,142
Return breakdown
Property appreciation+$33,726
Loan principal paid down+$14,665
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 77332 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 77332 (Dallardsville, TX) is $1,227 a month. That is up 9.4% from $1,122 in FY 2026. Dallardsville is in the Polk County, TX non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Texas is $1,105, so ZIP 77332 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77332
BedroomsFY 2027Change90–110% range
Studio$933+9.9%$840–$1,026
1BR$938+9.7%$844–$1,032
2BR$1,227+9.4%$1,104–$1,350
3BR$1,462+8.7%$1,316–$1,608
4BR$1,767+7.0%$1,590–$1,944

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77332
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$933$938$1,227$1,462$1,767
FY 2026$849$855$1,122$1,345$1,651
FY 2025$771$790$983$1,187$1,470
FY 2024$775$877$995$1,274$1,425
FY 2023$653$763$862$1,183$1,249

Questions about ZIP 77332 rents

How much will Section 8 pay for a two-bedroom in ZIP 77332?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,227, that basic range is $1,104 to $1,350 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77332 in?

ZIP 77332 is in the Polk County, TX non-metropolitan FMR area.

How much did fair market rent change in ZIP 77332 for FY 2027?

The two-bedroom FMR rose 9.4%, from $1,122 in FY 2026 to $1,227 in FY 2027. Since FY 2023 it has risen 42.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set