FMR is near market; voucher and private rents are aligned.
0.93
1 BR
1 BR
0.91ratio
FMR$790
Market$870
vs market-$80
FMR is near market; voucher and private rents are aligned.
0.91
2 BR
2 BR
0.93ratio
FMR$1,030
Market$1,110
vs market-$80
FMR is near market; voucher and private rents are aligned.
0.93
3 BR
3 BR
1.20ratio
FMR$1,430
Market$1,190
vs market+$240
FMR is above market; underwrite to market rent.
1.20
4 BR
4 BR
1.16ratio
FMR$1,490
Market$1,280
vs market+$210
FMR is above market; underwrite to market rent.
1.16
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 78547 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78547 (Garciasville, TX) is $1,030 a month. That is up 5.1% from $980 in FY 2026. Garciasville is in the Starr County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. Among 10 ZIP codes in Starr County, 78547 is tied for the 2nd-highest two-bedroom rent (county range $1,010–$1,090). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78547 is 7% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 78547
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$740
$780
+5.4%
$702–$858
1BR
$750
$790
+5.3%
$711–$869
2BR
$980
$1,030
+5.1%
$927–$1,133
3BR
$1,360
$1,430
+5.1%
$1,287–$1,573
4BR
$1,500
$1,490
−0.7%
$1,341–$1,639
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 78547
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$780
$790
$1,030
$1,430
$1,490
FY 2026
$740
$750
$980
$1,360
$1,500
FY 2025
$710
$720
$940
$1,320
$1,480
FY 2024area FMR
$684
$689
$905
$1,275
$1,345
FY 2023area FMR
$623
$628
$826
$1,125
$1,215
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
How much will Section 8 pay for a two-bedroom in ZIP 78547?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,030 it would be $927 to $1,133. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 78547 in?
ZIP 78547 is in the Starr County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.
How much did fair market rent change in ZIP 78547 for FY 2027?
The two-bedroom FMR rose 5.1%, from $980 in FY 2026 to $1,030 in FY 2027. Since FY 2025 it has risen 9.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set