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84407

ZIPFMR
Weber County, UT
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,184$1,000
1 BR$1,251$1,200
2 BR$1,591$1,420
3 BR$2,132$1,880
4 BR$2,550$2,030
5 BR$2,933Not available
6 BR$3,372Not available
7 BR$3,878Not available
8 BR$4,460Not available

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,591
Market rentUsed$1,420
Est. payment standard (93%)$1,480
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.18
1 BR
1.04
2 BR
1.12
3 BR
1.13
4 BR
1.26
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 84407 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 84407 (Ogden, UT) is $1,591 a month. That is down 1.4% from $1,614 in FY 2026. Ogden is in the Ogden, UT MSA. The median county two-bedroom FMR in Utah is $1,158, so ZIP 84407 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84407
BedroomsFY 2027Change90–110% range
Studio$1,184−2.0%$1,066–$1,302
1BR$1,251−2.3%$1,126–$1,376
2BR$1,591−1.4%$1,432–$1,750
3BR$2,132−1.4%$1,919–$2,345
4BR$2,550−2.4%$2,295–$2,805

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84407
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,184$1,251$1,591$2,132$2,550
FY 2026$1,208$1,281$1,614$2,163$2,612
FY 2025$1,158$1,237$1,532$2,055$2,488
FY 2024$1,016$1,108$1,350$1,831$2,229
FY 2023$946$1,032$1,261$1,734$2,103

Questions about ZIP 84407 rents

How much will Section 8 pay for a two-bedroom in ZIP 84407?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,591, that basic range is $1,432 to $1,750 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84407 in?

ZIP 84407 is in the Ogden, UT MSA. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 84407 for FY 2027?

The two-bedroom FMR fell 1.4%, from $1,614 in FY 2026 to $1,591 in FY 2027. Since FY 2023 it has risen 26.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set