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Greenlee County/Clifton/85533

85533

ZIPSAFMR
Greenlee County, AZ
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$810$810
1 BR$900$900
2 BR$1,120$1,120
3 BR$1,510$1,510
4 BR$1,880$1,880
5 BR$2,162Not available
6 BR$2,486Not available
7 BR$2,859Not available
8 BR$3,288Not available

Purchase Price Calculator

Maximum purchase price
$104,515

Cost breakdown

+Likely effective rent$1,120
HUD FMRUsed$1,120
Market rentN/A
Est. payment standardN/A
-Principal and interest-$528
Loan amount$83,612
Down payment$20,903
Rate6.50%
Term30 years
-Operating costs-$392
Property taxes-$105
Insurance-$175
Utilities$0
HOA$0
Management-$112
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,232(87.2% ROI)
Projected value
$112,551
Return breakdown
Property appreciation+$8,036
Loan principal paid down+$2,996
Rental cash flow+$7,200
5-year hold
+$31,076(148.7% ROI)
Projected value
$118,249
Return breakdown
Property appreciation+$13,734
Loan principal paid down+$5,342
Rental cash flow+$12,000
10-year hold
+$66,002(315.8% ROI)
Projected value
$133,788
Return breakdown
Property appreciation+$29,273
Loan principal paid down+$12,729
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 85533 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85533 (Clifton, AZ) is $1,120 a month. That is down 1.8% from $1,140 in FY 2026. Clifton is in the Greenlee County, AZ non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,043. Among 4 ZIP codes in Greenlee County, 85533 has the highest two-bedroom rent (county range $1,050–$1,120). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85533 is 10% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85533
BedroomsFY 2027Change90–110% range
Studio$810−9.0%$729–$891
1BR$900−7.2%$810–$990
2BR$1,120−1.8%$1,008–$1,232
3BR$1,510−1.9%$1,359–$1,661
4BR$1,880−1.6%$1,692–$2,068

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85533
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$900$1,120$1,510$1,880
FY 2026$890$970$1,140$1,540$1,910
FY 2025$840$1,070$1,190$1,450$1,770
FY 2024area FMR$742$974$1,094$1,323$1,457
FY 2023area FMR$639$846$955$1,162$1,288

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Greenlee County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85533
85533Current$1,120—
85534$1,050−6.2%
85540$1,060−5.4%
85922$1,050−6.2%

Questions about ZIP 85533 rents

How much will Section 8 pay for a two-bedroom in ZIP 85533?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,043, which applies unless the housing authority uses Small Area FMRs, that basic range is $939 to $1,147 a month; under the ZIP-level Small Area FMR of $1,120 it would be $1,008 to $1,232. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85533 in?

ZIP 85533 is in the Greenlee County, AZ non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,043.

How much did fair market rent change in ZIP 85533 for FY 2027?

The two-bedroom FMR fell 1.8%, from $1,140 in FY 2026 to $1,120 in FY 2027. Since FY 2025 it has fallen 5.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentClifton, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources