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92350

ZIPSAFMR
San Bernardino County, CA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,580$1,580
1 BR$1,660$1,660
2 BR$2,060$2,060
3 BR$2,720$2,720
4 BR$3,280$3,280
5 BR$3,772Not available
6 BR$4,338Not available
7 BR$4,988Not available
8 BR$5,737Not available

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMRUsed$2,060
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 92350 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92350 (Loma Linda, CA) is $2,060 a month. That is down 9.6% from $2,280 in FY 2026. Loma Linda is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 114 ZIP codes in San Bernardino County, 92350 is tied for the 32nd-highest two-bedroom rent (county range $1,870–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92350 is 19% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92350
BedroomsFY 2027Change90–110% range
Studio$1,580−9.7%$1,422–$1,738
1BR$1,660−9.8%$1,494–$1,826
2BR$2,060−9.6%$1,854–$2,266
3BR$2,720−9.9%$2,448–$2,992
4BR$3,280−9.9%$2,952–$3,608

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92350
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,580$1,660$2,060$2,720$3,280
FY 2026$1,750$1,840$2,280$3,020$3,640
FY 2025$1,810$1,890$2,350$3,140$3,820
FY 2024$1,460$1,560$1,940$2,610$3,190
FY 2023$1,240$1,360$1,700$2,310$2,840

Two-bedroom rent in nearby San Bernardino County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92350
92341$2,110+2.4%
92342$1,990−3.4%
92344$2,490+20.9%
92345$1,990−3.4%
92346$1,990−3.4%
92347$1,990−3.4%
92350Current$2,060—
92352$2,570+24.8%
92354$2,0600.0%
92356$1,990−3.4%
92357$2,040−1.0%
92358$2,010−2.4%

Questions about ZIP 92350 rents

How much will Section 8 pay for a two-bedroom in ZIP 92350?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,060 it would be $1,854 to $2,266. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92350 in?

ZIP 92350 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92350 for FY 2027?

The two-bedroom FMR fell 9.6%, from $2,280 in FY 2026 to $2,060 in FY 2027. Since FY 2023 it has risen 21.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set