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92513

ZIPSAFMR
Riverside County, CA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,660$1,660
1 BR$1,760$1,760
2 BR$2,170$2,170
3 BR$2,860$2,860
4 BR$3,440$3,440
5 BR$3,956Not available
6 BR$4,549Not available
7 BR$5,232Not available
8 BR$6,017Not available

Purchase Price Calculator

Maximum purchase price
$260,545

Cost breakdown

+Likely effective rent$2,170
HUD FMRUsed$2,170
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,317
Loan amount$208,436
Down payment$52,109
Rate6.50%
Term30 years
-Operating costs-$653
Property taxes-$261
Insurance-$175
Utilities$0
HOA$0
Management-$217
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,701(66.6% ROI)
Projected value
$280,578
Return breakdown
Property appreciation+$20,033
Loan principal paid down+$7,468
Rental cash flow+$7,200
5-year hold
+$59,555(114.3% ROI)
Projected value
$294,782
Return breakdown
Property appreciation+$34,238
Loan principal paid down+$13,317
Rental cash flow+$12,000
10-year hold
+$128,707(247.0% ROI)
Projected value
$333,519
Return breakdown
Property appreciation+$72,975
Loan principal paid down+$31,732
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 92513 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92513 (Riverside, CA) is $2,170 a month. That is down 4.8% from $2,280 in FY 2026. Riverside is in the Riverside-San Bernardino-Ontario, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,103. Among 95 ZIP codes in Riverside County, 92513 is tied for the 33rd-highest two-bedroom rent (county range $1,670–$3,150). The median county two-bedroom FMR in California is $1,725, so ZIP 92513 is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92513
BedroomsFY 2027Change90–110% range
Studio$1,660−5.1%$1,494–$1,826
1BR$1,760−4.3%$1,584–$1,936
2BR$2,170−4.8%$1,953–$2,387
3BR$2,860−5.3%$2,574–$3,146
4BR$3,440−5.5%$3,096–$3,784

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92513
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,660$1,760$2,170$2,860$3,440
FY 2026$1,750$1,840$2,280$3,020$3,640
FY 2025$1,850$1,930$2,400$3,200$3,900
FY 2024$1,580$1,680$2,090$2,820$3,440
FY 2023$1,330$1,450$1,820$2,470$3,040

Two-bedroom rent in nearby Riverside County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92513
92505$2,370+9.2%
92506$2,210+1.8%
92507$2,410+11.1%
92508$3,040+40.1%
92509$2,030−6.5%
92513Current$2,170—
92514$2,1700.0%
92516$2,1700.0%
92517$2,1700.0%
92518$2,100−3.2%
92519$2,1700.0%
92521$2,1700.0%

Questions about ZIP 92513 rents

How much will Section 8 pay for a two-bedroom in ZIP 92513?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,103, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,893 to $2,313 a month; under the ZIP-level Small Area FMR of $2,170 it would be $1,953 to $2,387. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92513 in?

ZIP 92513 is in the Riverside-San Bernardino-Ontario, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,103.

How much did fair market rent change in ZIP 92513 for FY 2027?

The two-bedroom FMR fell 4.8%, from $2,280 in FY 2026 to $2,170 in FY 2027. Since FY 2023 it has risen 19.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set