93433
ZIPSAFMR
San Luis Obispo County, CA
BRFMR
Eff. Rent
0 BR$1,720$1,890
1 BR$1,910$2,100
2 BR$2,500$2,750
3 BR$3,350$3,400
4 BR$3,840$4,160
5 BR$4,416
6 BR$5,078
7 BR$5,840
8 BR$6,716

Purchase Price Calculator

Maximum purchase price
$346,732

Cost breakdown

+Likely effective rent$2,750
HUD FMR$2,500
Market rent$2,910
Est. payment standard (110%)Used$2,750
Estimated payment standard is $2,750 (110% of FMR).
-Principal and interest-$1,753
Loan amount$277,386
Down payment$69,346
Rate6.50%
Term30 years
-Operating costs-$797
Property taxes-$347
Insurance-$175
Utilities$0
HOA$0
Management-$275
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,799(63.2% ROI)
Projected value
$373,393
Current value$346,732
Return breakdown
Property appreciation+$26,660
Loan principal paid down+$9,938
Rental cash flow+$7,200
5-year hold
+$75,286(108.6% ROI)
Projected value
$392,296
Current value$346,732
Return breakdown
Property appreciation+$45,563
Loan principal paid down+$17,722
Rental cash flow+$12,000
10-year hold
+$163,343(235.5% ROI)
Projected value
$443,847
Current value$346,732
Return breakdown
Property appreciation+$97,114
Loan principal paid down+$42,229
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.80ratio
FMR$1,720
Market$2,160
vs market-$440

FMR is below market; voucher rent may lag private rents.

90% standard$1,548 / 0.72 ratio110% standard$1,892 / 0.88 ratio
0.80
1 BR
1 BR
0.84ratio
FMR$1,910
Market$2,280
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$1,719 / 0.75 ratio110% standard$2,101 / 0.92 ratio
0.84
2 BR
2 BR
0.86ratio
FMR$2,500
Market$2,910
vs market-$410

FMR is below market; voucher rent may lag private rents.

90% standard$2,250 / 0.77 ratio110% standard$2,750 / 0.95 ratio
0.86
3 BR
3 BR
0.98ratio
FMR$3,350
Market$3,430
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$3,015 / 0.88 ratio110% standard$3,685 / 1.07 ratio
0.98
4 BR
4 BR
0.89ratio
FMR$3,840
Market$4,330
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$3,456 / 0.80 ratio110% standard$4,224 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93433 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93433 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93433 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,500 and the 4 bedroom fair market rent is $3,840.

Use this page for searches like 93433 FMR, 93433 fair market rent, and 93433 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93433
Bedroom sizeHUD FMR
Studio$1,720
1 bedroom$1,910
2 bedroom$2,500
3 bedroom$3,350
4 bedroom$3,840