95344
ZIPSAFMR
Merced County, CA
BRFMR
Eff. Rent
0 BR$1,110$1,090
1 BR$1,210$1,210
2 BR$1,500$1,500
3 BR$2,060$1,960
4 BR$2,500$2,060
5 BR$2,875
6 BR$3,306
7 BR$3,802
8 BR$4,373

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.02ratio
FMR$1,110
Market$1,090
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
1 BR
1 BR
0.89ratio
FMR$1,210
Market$1,360
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
2 BR
2 BR
0.95ratio
FMR$1,500
Market$1,580
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
3 BR
3 BR
1.05ratio
FMR$2,060
Market$1,960
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
4 BR
4 BR
1.21ratio
FMR$2,500
Market$2,060
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$160,983
Rent
$1,500
Down payment
$32,197
Loan
$128,786
Mortgage
$814
Expenses
$486
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95344 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.