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Yolo County/Davis/95618

95618

ZIPSAFMR
Yolo County, CA
Zillow

ZIP Investment Score

48Below average

095130300
BRFMR
Eff. Rent
0 BR$2,060$1,960
1 BR$2,070$2,280
2 BR$2,650$2,730
3 BR$3,670$2,980
4 BR$3,840$3,210
5 BR$4,416Not available
6 BR$5,078Not available
7 BR$5,840Not available
8 BR$6,716Not available

Purchase Price Calculator

Maximum purchase price
$343,760

Cost breakdown

+Likely effective rent$2,730
HUD FMR$2,650
Market rent$2,770
Est. payment standard (103%)Used$2,730
-Principal and interest-$1,738
Loan amount$275,008
Down payment$68,752
Rate6.50%
Term30 years
-Operating costs-$792
Property taxes-$344
Insurance-$175
Utilities$0
HOA$0
Management-$273
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,485(63.2% ROI)
Projected value
$370,192
Return breakdown
Property appreciation+$26,432
Loan principal paid down+$9,853
Rental cash flow+$7,200
5-year hold
+$74,743(108.7% ROI)
Projected value
$388,933
Return breakdown
Property appreciation+$45,173
Loan principal paid down+$17,570
Rental cash flow+$12,000
10-year hold
+$162,149(235.8% ROI)
Projected value
$440,042
Return breakdown
Property appreciation+$96,282
Loan principal paid down+$41,867
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
0.84
2 BR
0.96
3 BR
1.23
4 BR
1.20
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95618 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95618 (Davis, CA) is $2,650 a month. That is unchanged from FY 2026. Davis is in the Yolo, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,135. Among 21 ZIP codes in Yolo County, 95618 has the 2nd-highest two-bedroom rent (county range $1,900–$2,870). The median county two-bedroom FMR in California is $1,725, so ZIP 95618 is 54% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95618
BedroomsFY 2027Change90–110% range
Studio$2,060+2.0%$1,854–$2,266
1BR$2,070+2.0%$1,863–$2,277
2BR$2,6500.0%$2,385–$2,915
3BR$3,6700.0%$3,303–$4,037
4BR$3,840−4.0%$3,456–$4,224

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95618
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,060$2,070$2,650$3,670$3,840
FY 2026$2,020$2,030$2,650$3,670$4,000
FY 2025$2,030$2,040$2,680$3,730$4,180
FY 2024$1,740$1,750$2,300$3,160$3,680
FY 2023$1,660$1,690$2,220$3,070$3,680

Two-bedroom rent in nearby Yolo County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95618
95605$1,920−27.5%
95606$2,140−19.2%
95607$1,900−28.3%
95612$2,870+8.3%
95616$2,510−5.3%
95617$2,140−19.2%
95618Current$2,650—
95627$1,900−28.3%
95637$2,140−19.2%
95645$1,900−28.3%
95653$1,900−28.3%
95679$1,900−28.3%

Questions about ZIP 95618 rents

How much will Section 8 pay for a two-bedroom in ZIP 95618?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,135, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,922 to $2,349 a month; under the ZIP-level Small Area FMR of $2,650 it would be $2,385 to $2,915. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95618 in?

ZIP 95618 is in the Yolo, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,135.

How much did fair market rent change in ZIP 95618 for FY 2027?

The two-bedroom FMR was unchanged at $2,650 in FY 2027. Since FY 2023 it has risen 19.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDavis, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources