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Yuba County/Beale Afb/95903

95903

ZIPSAFMR
Yuba County, CA
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,740$1,740
1 BR$2,050$2,050
2 BR$2,400$2,400
3 BR$3,320$3,320
4 BR$4,010$4,010
5 BR$4,612Not available
6 BR$5,303Not available
7 BR$6,099Not available
8 BR$7,014Not available

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMRUsed$2,400
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 95903 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95903 (Beale Afb, CA) is $2,400 a month. That is up 3.0% from $2,330 in FY 2026. Beale Afb is in the Yuba City, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,600. Among 12 ZIP codes in Yuba County, 95903 has the highest two-bedroom rent (county range $1,400–$2,400). The median county two-bedroom FMR in California is $1,725, so ZIP 95903 is 39% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95903
BedroomsFY 2027Change90–110% range
Studio$1,740−0.6%$1,566–$1,914
1BR$2,050+7.3%$1,845–$2,255
2BR$2,400+3.0%$2,160–$2,640
3BR$3,320+2.5%$2,988–$3,652
4BR$4,010+2.6%$3,609–$4,411

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95903
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,740$2,050$2,400$3,320$4,010
FY 2026$1,750$1,910$2,330$3,240$3,910
FY 2025$1,790$1,790$2,280$3,190$3,830
FY 2024$1,690$1,700$2,190$3,090$3,720
FY 2023$1,500$1,510$1,930$2,740$3,290

Two-bedroom rent in nearby Yuba County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95903
95692$1,650−31.2%
95901$1,560−35.0%
95903Current$2,400—
95918$1,510−37.1%
95919$1,510−37.1%
95922$1,400−41.7%
95925$1,510−37.1%
95935$1,510−37.1%
95961$1,570−34.6%
95962$1,510−37.1%
95972$1,510−37.1%
95981$1,450−39.6%

Questions about ZIP 95903 rents

How much will Section 8 pay for a two-bedroom in ZIP 95903?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,600, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,440 to $1,760 a month; under the ZIP-level Small Area FMR of $2,400 it would be $2,160 to $2,640. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95903 in?

ZIP 95903 is in the Yuba City, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,600.

How much did fair market rent change in ZIP 95903 for FY 2027?

The two-bedroom FMR rose 3.0%, from $2,330 in FY 2026 to $2,400 in FY 2027. Since FY 2023 it has risen 24.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBeale Afb, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources